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Discounts & Credits

Save Money with Auto Insurance Discounts

Start with low rates especially for experienced drivers, who are generally safer drivers. Then lower them even more with a variety of discounts. We'll help make sure you get all the discounts you're entitled to.

Bundle Discount

Save up to 5% on auto insurance
and 20% on home/condo/renters insurance***

Cover both your car and home with us and save money on both. Save even more when you include a Personal Umbrella Policy.

Multiple Car Discount

Save up to 3%
Save money when you cover more than one private passenger car with the AARP® Auto Insurance Program from The Hartford1.

Defensive Driver Discount

Save up to 5%
Get a discount for the next 3 years when you complete an approved defensive driver course.** For information about local and online courses, call AARP at 1-866-664-5364 or visit the AARP website.***

Anti-Theft Device Discount

Save up to 15% on Comprehensive coverage
Save money if your car has active or passive anti-theft devices like alarms and tracking devices.

Air Bags Discount

Save up to 20% on Medical Payments coverage
Save money if your car has automatic airbags. If it’s equipped with more than one air bag, you save even more.

Driver Training Discount

Save up to 7%
Receive a credit on your premium for drivers under 21 years old (under 25 in Georgia) who successfully complete an approved training course.

Good Student Discount

Save up to 10%
Receive a credit on most coverages for any driver under age 25 covered under this program who qualifies as a good student.

Online Discount

Save up to 5%
Receive a lower rate by obtaining your quote online.

Advance Quote Discount

Save up to 5%
Obtain your quote more than 7 days before your current coverage expires and receive an additional discount.

Vehicle Fuel Type Discount

Save up to 5%
Receive an additional discount on your hybrid or electric vehicles.


Availability of each of these credits or auto insurance discounts may vary by state or policy plan.

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You could save  $420*

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Experience Pays

Experience Pays videos

Meet some valued customers and learn how experienced drivers can save with The Hartford!

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