ATV Insurance for AARP Members
When it comes to property that is as specialized as an all terrain vehicle (ATV), you need customized ATV insurance protection. The Hartford offers benefits tailored to your specific ATV insurance needs, along with excellent coverage and money-saving discounts.
No need to worry about losing your ATV insurance. Once you become a policyholder, you’re assured continued ATV insurance coverage as long as you’re able to operate your ATV and meet a few simple requirements.
Seasonal Use Protection
Do you store your ATV for several months of the year? Our ATV insurance rates can provide year-round protection, at a price that takes into account extended times when your all-terrain vehicle is not being used.
Agreed Value Coverage
When you purchase this optional ATV insurance coverage, we will repair or replace your damaged ATV or pay an agreed amount if the ATV is a total loss.
A discount on your ATV insurance rates for having two or more recreation vehicles and/or watercraft insured through the AARP® Auto and Homeowners Insurance Program from The Hartford.
A credit for renewing your ATV insurance coverage with the AARP® Auto and Homeowner Insurance Program from The Hartford.
Bundle & Save
A discount if you insure your auto and/or home with the AARP Auto and Homeowners Insurance Program from The Hartford, together with your ATV.
A credit if you own and occupy your own home or condo.
Additional ATV Insurance Discounts
An ATV insurance discount if you belong to an ATV club or association.
An ATV insurance discount for inexperienced drivers who take a training course specific to the ATV you plan to insure.
An ATV insurance discount if you have completed an accredited safety course.
ATV Insurance Coverage
Your ATV insurance rates and protection can vary depending on your state of residence and the level of coverage you desire. The Hartford’s ATV specialists can guide you through all your available coverage options.
Availability of ATV insurance discounts or credits may vary by state or policy plan. Not all features and benefits are available in all states.
† If you are age 50 or older, once you’re insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary operators of your vehicles must retain valid licenses, remain physically and mentally capable of operating a recreation vehicle, have no convictions for operating any vehicle, watercraft, machinery or aircraft under the influence of drugs or alcohol and must not have obtained your policy through material misrepresentation.
Call for a Quote
For more information or to request a quote, call The Hartford at
M-F 8 am to 6:30 pm ET
Find an Insurance Agent
Prefer to work with a local auto insurance agent? We'll help you find an agent in your area who is authorized to offer the AARP® Auto and Homeowners Insurance Program from The Hartford.
Friends Under 50?
Friends and Family under 50? The Hartford can help them save on auto and home insurance too.