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Golf Cart Insurance

Save with Golf Cart Insurance Coverage

When it comes to protecting property that is as specialized as your golf cart, you need customized golf cart insurance coverage. The Hartford offers benefits tailored to your specific insurance needs, along with excellent coverage and money-saving discounts.

Compare these features and benefits to see how the AARP® Auto and Homeowners Insurance Program from The Hartford measures up to your current golf cart insurance cost and coverage.

Lifetime Renewability

No need to worry about losing your golf cart insurance coverage. Once you become a policyholder, you are assured continued coverage as long as you’re able to operate your golf cart and meet a few simple requirements.

Seasonal Use Protection

Do you store your golf cart for several months out of the year? You can still get year-round golf cart insurance coverage at rates that take into account extended times when your golf cart is not being used.

Agreed Value Coverage

When you purchase this optional golf cart insurance coverage, The Hartford will repair or replace your damaged golf cart or pay an agreed amount if the golf cart is a total loss.

Multi-Vehicle Discount

Golf cart insurance cost can be reduced by having two or more recreation vehicles and/or watercraft insured through the AARP Auto and Homeowners Insurance Program from The Hartford.

Renewal Credit

A credit for renewing your golf cart insurance coverage with the AARP Auto and Homeowners Insurance Program from The Hartford.

Bundle & Save

A golf cart insurance discount if you insure your auto and home with the AARP Auto and Homeowners Insurance Program from The Hartford, together with your golf cart.

Homeownership Credit

A credit if you own and occupy your own home or condo.

Additional Golf Cart Insurance Discounts

A discount if you belong to a golf cart club or association.

Driver Training
A discount for inexperienced drivers who take a training course specific to the golf cart you plan to insure.

Safety Training
A discount if you have completed an accredited safety course.

Not all features and benefits are available in all states. Availability of credits or discounts may vary by state or policy plan.

If you are age 50 or older, once you’re insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary operators of your vehicles must retain valid licenses, remain physically and mentally capable of operating a recreation vehicle, have no convictions for operating any vehicle, watercraft, machinery or aircraft under the influence of drugs or alcohol and must not have obtained your policy through material misrepresentation.

Call for a Quote

For more information or to request a quote, call The Hartford at

M-F 8 am to 6:30 pm ET

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