Affordable Auto Insurance

Our Credits and Discounts Add Up

Affordable auto insurance may seem impossible without sacrificing quality coverage, but not at The Hartford. We offer exceptional coverage, features and services, all wrapped into one package. And our many available credits and discounts can make our affordable car insurance policies even more appealing.

Availability of each of these credits or auto insurance discounts may vary by state or policy plan.

Defensive Driver Credit

If you've completed an approved defensive driver course, you're eligible for an auto insurance discount from us for the next three full years. Just send us a copy of your certificate, and we’ll apply the credit.

Home & Auto Insurance Bundle

Bundling your affordable auto insurance coverage with your home insurance coverage might be a smart move. If you have homeowners insurance, condo insurance, or renters insurance with The Hartford, as well as auto insurance, you can save significantly on both.

Driver Training Credit

Receive a credit on your premium for drivers under 21 years old who successfully complete an approved training course.

In Georgia this discount applies to drivers under 25 years old.

Good Student Driver Credit

Good students can help with affordable auto insurance. Get a credit for full-time student under the age of 25 who owns or operates a vehicle insured by The Hartford and qualifies as a good student.^†

Air Bags Discount

Our car insurance has a discount for cars with automatic air bags. It’s a way we reward you for car safety. If your car is equipped with more than one air bag, you save even more.

Anti-Theft Device Discount

We reward you for making your car harder to steal. If you have active or passive anti-theft devices on your car, it can save you money on your comprehensive coverage.

† The owner or operator is at least 16 years of age and a full time student in: high school, or college or university, or vocational technical school. A certified statement from a school official is presented to the company on each anniversary date indicating that the student has met one of the following requirements during the immediately preceding school semester: is in the upper 20% of his/her class scholastically, or maintains a “B” average, or its equivalent. If the letter grading system cannot be averaged then no grade can be below “B”, or must have at least a 3 in a 4, 3, 2, 1, point system or its equivalent, or student is included in a “Dean’s List”, “Honor Roll” or comparable list indicating scholastic achievement.