Medical Payments Auto Insurance
Medical Payments Coverage
Covering Doctors' Visits and Procedures
Medical payments coverage pays reasonable and necessary medical expenses up to the selected limits, directly resulting from an accident. This may include medical care, recovery, rehabilitation, and remedial care, as outlined in your auto insurance policy.
Insurance Coverage availability varies by state
Determining Your Limits for Medical Payments
Medical payments coverage can help pay for the doctors’ visits and procedures needed after you or a family member is injured in an accident. It can also help pay for funeral expenses.
When deciding how much medical payments auto insurance coverage to purchase, it is important to consider how much your health insurer will pay for accident-related injury expenses. If there’s a gap between what your health insurer will pay and the potential cost of medical expenses resulting from a car accident, medical payments coverage may be a good option for you.
When Medical Payments Coverage Comes in Handy
Let’s say your friend is taking you for a ride in his new car when suddenly, he collides with another vehicle. You are hurt in the accident and while your injuries aren’t severe, the medical bills still add up quickly.
Luckily, your medical payments auto insurance coverage can help pick up the tab. If you didn’t have enough coverage, you could be stuck having to pay those medical bills out of pocket.
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