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North Carolina

North Carolina Auto Insurance

North Carolina Insurance By the Numbers

North Carolina Auto Insurance 14% of Uninsured Motorists in North Carolina
$1,204 Average Annual Cost of Auto Insurance in North Carolina††

North Carolina Insurance Minimums

North Carolina state law requires the following minimum car insurance coverage for NC auto insurance policies:

Bodily Injury Liability

$30,000 / $60,000 Limit

Property Damage Liability

$25,000 Limit

Uninsured Motorist Bodily Injury

$30,000 / $60,000 Limit

Uninsured Motorist Property Damage

$25,000 Limit


The More You Know about North Carolina Car Insurance, the Better

When it comes to North Carolina auto insurance, The Hartford knows more than just about anyone. After all, we've been insuring people and their property since 1810.

We use our knowledge about car insurance to give customers unparalleled service at a great rate. Request a quote today and see how much The Hartford can save you on North Carolina car insurance.

North Carolina Auto Insurance Quotes from The Hartford

If you're shopping around for North Carolina auto insurance quotes, The Hartford should be on your list of insurers to check out. We understand North Carolina and the laws governing North Carolina car insurance. And we offer benefits not found with other car insurance providers.

Helpful Information for North Carolina Drivers

† "Recession Marked by Bump in Uninsured Motorists," Insurance Research Council, April 21, 2011,

† † 2011 data collected by the Premium Index (CPI) study, which reports the lowest average annual car insurance rates quoted to consumers that compare rates at

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