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Business Coverage

Business Coverage to
Protect Your Accomplishments

The Hartford's business insurance coverage offerings can help protect your business from the unexpected – so you can continue to thrive.

Business Owner's Policy (BOP)
The Hartford's Business Owner's Policy (BOP) combines two of the most critical business insurance coverages – business property insurance and general liability protection – into one convenient policy.

Commercial Auto Insurance
The Hartford's commercial auto insurance provides coverage for you, your employees and the vehicles you own, lease, rent or borrow.

Commercial Flood Insurance
We offer commercial flood Insurance through the National Flood Insurance Program that can shelter your business from hurricanes, rain, snow melts, and even flooding due to drainage caused by new developments.

Commercial Property Insurance
Business property insurance from The Hartford can help protect the property your business owns and leases, including things like medical equipment, inventory, furniture and fixtures.

Commercial Umbrella Insurance
The Hartford's commercial umbrella policy can increase your liability protection when a lawsuit maxes out the limits of your current coverage.

Data Breach Insurance
Data breach coverage from The Hartford can help you comply with regulatory requirements, provide guidance on how to prevent and handle a data breach, and cover response and liability expenses to quickly restore confidence in your practice or business.

General Liability Insurance
The Hartford's general liability insurance provides your business with the financial protection that can help keep your assets from becoming vulnerable in the event of a lawsuit.

Global Insurance
The Hartford’s International Choice is a package of coverage designed specifically for businesses and organizations that are engaged in international commerce without having permanent employees or physical plants overseas.

Home-Based Business Insurance
Do you run a business out of your home? You may not be covered. Learn about home-based business coverage.

Marine Insurance
The Hartford offers a full range of specialized marine coverages.

Management & Professional Liability
The Harford has a full suite of dedicated Management & Professional Liability policies to give you or your organization an added layer of protection for your specific responsibilities and exposures.

Professional Liability (Errors and Omissions) Coverage
Professional Liability (Errors and Omissions) Coverage can help protect your business if you are sued by a client or customer claiming a negligent act, error or omission in the professional service(s) you provided.

Risk Engineering – Safety & Risk Management
The Hartford's Risk Engineering organization provides assistance in evaluating your exposures to loss and consults with you on how you can improve conditions to run a safer and ultimately more profitable business.

Surety & Fidelity Bonds
The Hartford's dedicated Bond Division offers the range and flexibility you need to help secure the right type of protection and comply with contractual statutory or court mandated requirements.

Workers' Compensation Insurance
Workers' compensation insurance from The Hartford provides coverage for work related injuries or illnesses, medical bills and lost wages, and helps pay for rehab as well as disability coverage.

Looking for Coverage?

The Hartford makes it easy to get a quote online or through an agent.

Current Customer?

Business Insurance Customers
Pay a bill, file a claim, request a certificate of insurance and more.
Visit the Online Business Service Center

Insurance 101

Check out our eGuides for answers to your questions about coverage, claims, costs and more.

Workers’ Comp eGuide

Business Owner’s Policy (BOP) eGuide

Commercial Auto eGuide