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Livestock Auction Market or Packer Coverage

Protect the Livestock
Moving Through
Your Market

In the unfamiliar environment of an auction market or packer, loss to livestock is a real risk. The Hartford’s Livestock Auction Market or Packer Insurance can protect your customers’ animals and give you peace of mind while they are in your market’s care, custody or control.

Broad Coverage

Our livestock auction insurance and livestock packer insurance coverage features include:

Coverage

Description
Livestock Premises Coverage Provides death and crippling coverage on a broad perils basis for covered livestock while located at the insured’s covered premises.
Livestock Premises Limited Coverage  Provides death and crippling coverage on a named perils basis for covered livestock while located at the insured’s covered premises.
Inbound or Outbound Transit Coverage Provides death and crippling coverage for covered livestock while in due course of transit to or from the market.
Mortgaged and Stolen Livestock Liability Coverage Provides coverage for the legal liability associated with the sale or purchase of mortgaged or stolen livestock.

 

Coverage Options
 

Coverage

Description
Coverage Extension Carcass Removal
Adds carcass removal expense coverage to the livestock transit coverage if such carcasses are covered livestock that died as a result of a covered cause of loss.
Extension of Time Covered Amends the livestock premises coverage by increasing the time that livestock are covered at listed premises from 2 days after arrival to 10 days after arrival.
Straying and Escape

Extends the livestock premises coverage to include coverage for the death of covered livestock that stray or escape from listed premises. Such death must result from one of the following covered causes of loss:

  • Lightning
  • Vehicles, meaning only physical contact with a vehicle which is not transporting the covered livestock or owned/operated by the insured
  • Electrocution
  • Shooting by government authority to protect the public from harm

 

We’ve Been Protecting Livestock Operations for Almost 100 Years

With experienced underwriters, tailored products and local claim support, The Hartford offers the stability, commitment and know-how to keep your business moving forward in the event of a loss.

All coverages and services may not be available in all jurisdictions. For details on what coverages and services are available to you, contact your Hartford Livestock Agent today.

This page outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations, or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.