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Specialized Truck Equipment Insurance

Your Truck Equipment
Has To Be Roadworthy.
So Does Your Insurance.

The skill and knowledge you put into your business keeps your customers going. But whether you distribute, install or repair specialized truck equipment, malfunctions can happen. What happens next depends a lot on your insurance company. Does it understand your industry? Does it have the experience and proven track record to protect businesses like yours? With The Hartford, the answer is “yes.”

Coverage with more mileage

The Hartford offers an all-lines solution that has you covered. The Specialized Truck Equipment Insurance Program (STEP) is designed for the unique needs of distributors, installers and repairers of specialized truck bodies, trailers and equipment, such as:

  • Dry freight trailers
  • Refrigerated trailers
  • Snowplow attachments
  • Dump trucks
  • Refuse trucks
  • Trailer manufacturers
  • Fire trucks & ambulances

One-stop shop for protection. Trucks often require body work and repairs. That’s why many in your industry operate your own auto body shops. The Hartford provides coverage for yours with truck equipment insurance. Making it easier to get the protection you need for the exposures you face every day.

Customization with more insight

When accidents happen, your customers can be at risk as much as you are. That’s why we designed STEP with these customized coverage features:

  • Customers’ vehicles in your care, custody and control, and vehicles held for sale (protects all of the vehicles on your lot).
  • Dealer plates – optional auto liability protection that covers you if an accident occurs during delivery or pickup while using dealer plates.

Kick the tires

Get quick answers and expert insights on The Hartford’s Specialized Truck Equipment Insurance program. Contact a Hartford agent or call 1-800-533-7824 today.

Claims Service (for claims on policies effective before 4/1/2014)
Phone: 1-855-410-1609 (contract #4555)
Fax: 1-866-499-2529

The Hartford Claims Reporting Information (for claims on policies effective after 4/1/2014)
Phone: 1-800-327-3636
Fax : 1-800-347-8197

For Submissions


All coverages and services may not be available for all businesses or in all states. For details on what coverages and services are available to you, contact your agent at The Hartford today.
This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.


Tools for Agents

Find program specific contact information, forms, applications and other resources.

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