Contractors/Specialty Trade
Targeted options and insurance coverage for small and specialty trade contractors.
Overview
Broad Protection for Small Contractors
Smaller projects don’t necessarily translate into less risk. Specialty trade contractors, just like general contractors, are just as susceptible to the inherent risks associated with their profession. And The Hartford understands more than most what it takes to keep you in business.
With The Hartford, you have the experience of a leader that can tailor a business insurance plan to your specialty trade needs. Over the years we’ve partnered with all types of contractors, from individual electricians to entire crews—always know we’ve got your back.
Insurance Designed with Your Business in Mind
- Spectrum Business Owner’s Policy which bundles general liability, property, and key industry coverages in one
- Rental reimbursement for Contractor’s Equipment
- Contractor Stretch endorsements for additional coverage of your tools, equipment, accounts receivable and much more
All coverages and services may not be available for all businesses or in all states. For details on what coverages and services are available to you, contact your agent at The Hartford today.
Tools to Help You
Use contracts to effectively manage working relationships and protect your business interests.
Learn more >>
Landscapers: Tips for protecting your employees and business assets.
Learn more >>
Products and Services for Contractors/Specialty Trade
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Products and services are ranked in a variety of different ways, the relevancy ranking shown here is based on your answers to the questions above. |
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| For your business | bundle Business Owner's Policy The Hartford understands that businesses need the security and peace of mind that comes with safeguarding all your hard work. That’s why we’ve brought together the two most critical coverages that no business should be without, in one convenient policy. Our Business Owner’s Policy (“BOP”) combines our comprehensive General Liability and Property coverage in one simple policy. Now you can defend your business from financial loss and unforeseen disasters with core protection from a company you can trust. For more about the coverages offered as part of our Business Owner’s Policy, please view the General Liability and Property Details. | 100% relevancy |
| For your business | Workers' Compensation Provides coverage to employers for benefits to employees for work related injuries or illnesses that cover medical expenses, lost wages, disability and benefits for families in the event of a fatality. | 100% relevancy |
| For your business | General Liability The essential financial protection from lawsuits and claims that no business can be without. | 90% relevancy |
| For your business | Property Coverage Safeguard your business and protect valuable assets with our customizable Property coverage. From equipment to buildings to computer fraud—tailor a policy that fits your needs. | 90% relevancy |
| For your employees | bundle Group Benefits The Hartford has a lot of benefits to offer. Here's a list of products and services that protect lives, hopes, dreams and loved ones. | 90% relevancy |
| For your business | Commercial Auto Our Commercial Auto policies come equipped with a variety of enhancements whether you’re on or off the road. | 80% relevancy |
| For your employees | Employer-Sponsored Retirement Plans For more than 40 years, The Hartford has been a top provider of employer retirement plans. We deliver unmatched service, unparalleled support and programs and services to help you achieve what's ahead. | 80% relevancy |
| For your employees | Small Business Retirement Plans Saving for the future is important to you and your employees. Our small business retirement plans can help you find a way. Choose from SIMPLE and SEP IRAs as well as Individual 401(k)s, tailored to fit your needs. | 80% relevancy |
| For your employees | Retiree Health Coverage When your employees stop working, their benefits don't have to. | 80% relevancy |
| For your employees | Voluntary Benefits Solutions Help protect their income. Help protect your bottom line. | 80% relevancy |
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