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Healthcare Practices

A broad selection of core and industry-specific coverage and service options designed for outpatient healthcare practices of all sizes.

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Did you know? Approximately 1 in 10 healthcare workers is stuck with a needle or other sharp instrument every year.* See The Hartford's business insurance solutions designed to meet the unique challenges of healthcare practices.  View Common Risks.

As if caring for patients wasn’t enough, your business needs constant attention to stay profitable and afloat. From insurance claims and Medicaid filings to malpractice insurance and employee benefits—you need a provider that speaks your industry language. And knows exactly what you need to protect.

30 years ago, The Hartford was one of the first national carriers to create specialized coverage for this industry. Over the years, we’ve continued to evolve and create new coverages to stay ahead of the times and customer needs. That’s why today, we’re leading the market in outpatient healthcare with over 125,000 customers.
 
Whether you work alone, have a group practice or run a medical lab—you can feel confident that your employees and business are getting the care they need.
 
 
Insurance Designed with Your Practice in Mind
 
Protect your valuable assets with The Hartford’s tailored general liability, property, auto, and umbrella. Provide employees with workers’ compensation, group benefits and retirement plans. And create an insurance plan that fits your practice with specific coverages and services like accounts receivable, equipment breakdown and medical supply spoilage.

Whom we Cover
  • Medical Offices - Audiologist,  Chiropractor, Dietician, Optometrist, Osteopathy, Physical Therapist, Physician, Podiatrist
  • Dental Office - Dentist, Orthodontist
  • Medical Center or Spa - Ambulatory Surgery, Kidney Dialysis, Medical Spa
  • Laboratory - Dental, Radiology
Needlestick Reimbursement Program

The threat of becoming infected from an accident at work involving a needlestick or other sharp medical device is an on-going concern for many healthcare employees. Needlestick injuries should be a top safety concern since they could put your workers at high risk of contracting a bloodborne infectious disease. How a sharps injury claim is handled can make a big difference to the injured person and your practice. That’s why The Hartford offers a unique program our Workers’ Compensation plan to help protect employees and your practice.

  • The program covers payment for initial testing of your employee and, when the source patient is known and consents, reimburses for testing the source patient. Reimbursment for source patient testing is not covered by all companies.
  • Reimbursement for source patient testing may save your practice money and help determine more quickly if your employee was exposed to any bloodborne illnesses.
  • Importantly, if testing reveals the source patient has a bloodborne infectious disease, The Hartford's Workers' Compensation program will work with your employee to obtain prophylaxis treatment in accordance with current Center for Disease Control protocol depending on the source patient results.

All coverages and services may not be available for all businesses or in all states.  For details on what coverages and services are available to you, contact your agent at The Hartford today.

*Source: Center for Disease Control; Henry and Campbell 1995; EPINet 1999

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

 

Products and Services for Healthcare Practices

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For your business
bundle Business Owner's Policy

The Hartford understands that businesses need the security and peace of mind that comes with safeguarding all your hard work.   That’s why we’ve brought together the two most critical coverages that no business should be without, in one convenient policy.   

Our Business Owner’s Policy (“BOP”) combines our comprehensive General Liability and Property coverage in one simple policy.   Now you can defend your business from financial loss and unforeseen disasters with core protection from a company you can trust.  For more about the coverages offered as part of our Business Owner’s Policy, please view the General Liability and Property Details.

100% relevancy
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Workers' Compensation

Provides coverage to employers for benefits to employees for work related injuries or illnesses that cover medical expenses, lost wages, disability and benefits for families in the event of a fatality.

100% relevancy
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General Liability

The essential financial protection from lawsuits and claims that no business can be without.

90% relevancy
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Property Coverage

Safeguard your business and protect valuable assets with our customizable Property coverage. From equipment to buildings to computer fraud—tailor a policy that fits your needs.

90% relevancy
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bundle Group Benefits

The Hartford has a lot of benefits to offer.  Here's a list of products and services that protect lives, hopes, dreams and loved ones.

90% relevancy
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Commercial Auto

Our Commercial Auto policies come equipped with a variety of enhancements whether you’re on or off the road.

80% relevancy
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Employer-Sponsored Retirement Plans

For more than 40 years, The Hartford has been a top provider of employer retirement plans.  We deliver unmatched service, unparalleled support and programs and services to help you achieve what's ahead.

80% relevancy
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Small Business Retirement Plans

Saving for the future is important to you and your employees.   Our small business retirement plans can help you find a way.   Choose from SIMPLE and SEP IRAs as well as Individual 401(k)s, tailored to fit your needs.  

80% relevancy
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Retiree Health Coverage

When your employees stop working, their benefits don't have to.

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Voluntary Benefits Solutions

Help protect their income. Help protect your bottom line.

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