Real Estate - Commercial
The Hartford understands your business and has created coverages and services to meet the specific needs of your industry and protect what’s most important to you. Review a sampling of our coverages and services for Commercial Property Owners and Managers below.
At The Hartford, we put our years of experience with companies such as yours to work for you. We understand your business and have designed coverages and services to meet the specific needs of Commercial Property Owners and Managers and protect what’s most important to you. So, you not only get our core coverages and services, you also get the benefit of enhanced protections specifically designed for your industry. Review a sampling of our industry-specific coverages and services for Commercial Property Owners and Managers below.
Contract Cancellation
Unlike other insurers that specifically exclude this type of coverage, The Hartford will protect your business income from lost rents for up to two years if a tenant cancels a lease, or a client cancels a management contract, with you due to a covered loss.
Damage at an Adjacent Property
What if damage at an adjacent property prevents you from gaining access to your own property? With The Hartford's coverage, you get up to $50,000 to cover your loss of business income.
Damage at an Anchor Store
If you collect rental fees from your tenants based on a percentage of their sales, damage to a retail center's anchor store could result in lower sales for others in the same part of the property. This coverage provides up to $100,000 business income for your loss or reduction of rental income resulting from direct damage to an anchor store.
General Partners Liability and Limited Partnership Reimbursement
This comprehensive coverage provides a range of important provisions, including:
- automatically covers newly acquired or formed limited liability companies (LLC); limited liability partnerships (LLP) for up to 45 days.
- extends to the directors and officers of the organization's general partner, protecting from claims for damages that result from errors made in the course of their duties.
- provides legal counsel at the insured's discretion.
- ensures that all settlements negotiated are subject to the insured's consent.
Increases in Real Estate Taxes
Up to $50,000 of business income coverage may apply to tax increases resulting from higher property values due to the restoration of property following a covered loss.
Triple Net Leases
Extra security just for commercial property owners! Unlike other carriers who don't even offer asset protection, The Hartford provides this coverage if you use triple net leases to transfer the responsibility for insuring your leased premises to your tenants. So if a tenant fails to secure the required insurance outlined in a lease, The Hartford would provide contingent coverage.
All coverages and services may not be available for all businesses or in all states. For details on what coverages and services are available to you, contact your agent at The Hartford today.
Products and Services for Real Estate - Commercial
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Products and services are ranked in a variety of different ways, the relevancy ranking shown here is based on your answers to the questions above. |
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| For your business | Workers' Compensation Provides coverage to employers for benefits to employees for work related injuries or illnesses that cover medical expenses, lost wages, disability and benefits for families in the event of a fatality. | 100% relevancy |
| For your business | General Liability The essential financial protection from lawsuits and claims that no business can be without. | 90% relevancy |
| For your business | Property Coverage Safeguard your business and protect valuable assets with our customizable Property coverage. From equipment to buildings to computer fraud—tailor a policy that fits your needs. | 90% relevancy |
| For your employees | bundle Group Benefits The Hartford has a lot of benefits to offer. Here's a list of products and services that protect lives, hopes, dreams and loved ones. | 90% relevancy |
| For your business | Commercial Auto Our Commercial Auto policies come equipped with a variety of enhancements whether you’re on or off the road. | 80% relevancy |
| For your employees | Employer-Sponsored Retirement Plans For more than 40 years, The Hartford has been a top provider of employer retirement plans. We deliver unmatched service, unparalleled support and programs and services to help you achieve what's ahead. | 80% relevancy |
| For your employees | Voluntary Benefits Solutions Help protect their income. Help protect your bottom line. | 80% relevancy |
| For your employees | Group Disability We see the ability in disability. | 80% relevancy |
| For your employees | Retiree Health Coverage When your employees stop working, their benefits don't have to. | 80% relevancy |
| For your employees | Life & Accident A cushion of protection for life itself. | 80% relevancy |
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