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Contractor's Equipment Coverage

Provides protection for equipment stolen from a job stolen, destroyed by fire, or damaged by vandals.

Appropriate for: Businesses or municipalities that have a significant investment in precision tools, construction, or other equipment.

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Overview

Tools, machinery, and mobile equipment represent a significant and critical investment in your construction business.  Theft, fire damage, or vandalism can result in costly repairs or project delays.  You can’t always avoid losses, so purchasing insurance is prudent way to manage your risk.  Your Contractor’s Equipment coverage from The Hartford offers these important benefits:

  • No coinsurance clause
  • Replacement cost coverage for equipment that is less than five years old
  • Coverage for equipment you lease, rent, or borrow from others
  • Coverage for equipment that you lease or rent to others under a written agreement
  • Coverage for continuing charges you incur when equipment you rent or lease is damaged
  • Optional reporting form for businesses whose equipment values fluctuate

All coverages and services may not be available for all businesses or in all states.  For details on what coverages and services are available to you, contact your agent at The Hartford today.

 

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

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Services

With the Hartford, you also get:

  • Marine specialists who work with your insurance agent or broker to help them properly protect your business
  • Dedicated Ocean Cargo Claim team, with a global network of international claim adjusters who are ready to respond when a loss occurs anywhere in the world.
  • Motor Truck Cargo Liability claim specialists to handle your claim quickly and efficiently and get you back on the road as soon as possible.
  • Claim specialists who understand builder’s risk and property and who deliver prompt and fair claim service when a loss occurs
  • Loss Control specialists who understand renewable energy exposures and who have experience in construction and property

 

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

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The Hartford Difference

After over 200 years of helping businesses achieve what’s ahead, The Hartford has proven our commitment and dedication to doing right by our customers. We stand by our promises. And that’s something that you and your business can count on.

Why Choose The Hartford?

We're just not experienced in our business, we're experienced in helping protect yours.   As a result, we go beyond core coverage to provide specialized options and services unique to your industry, line of business and even size.   When you choose The Hartford, you’ll have a broad range of policies, endorsements and add-ons to tailor a coverage plan that speaks to your needs.   We are committed to providing superior customer service to support your business, every step of the way.

From critical business coverages and efficient claims handling to risk management, The Hartford will be by your side.

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