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Flood

Safeguard your business and protect valuable assets with our Flood coverage backed by the National Flood Insurance Program (NFIP).

Appropriate for: all business sizes; all industries

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Overview

No one is safe from flooding.  You can experience flood from rain, hurricanes, mudflow, snow melt, and even new development.   Protect your hard earned investment with The Hartford’s Flood program.  It can help safeguard your buildings and contents. So you can rest a little easier.

Whether your business is big or small, our Flood insurance provides essential coverages no business can afford to be without.  For additional Flood information and options, please view Details and Services.

For more information on coverages and services, contact your local Hartford agent today.

For additional information and flood safety tips, please visit www.floodsmart.gov
 

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described in this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Flood Tool

Rain Snow Video

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Details

Most basic commercial property policies do not protect you against flood damage. The Hartford is one of the largest flood insurance writers in the country. We’ve offered flood protection for more than two decades through the Federal Emergency Management Administration’s (FEMA) National Flood Insurance Program.  

With The Hartford’s flood program, you get experienced underwriting and specialized claims handling, including:

  • coverage for your building and its foundation; including, electrical, furnaces, fuel tanks, and plumbing systems.
  • personal property coverage such as electronic equipment, washers and dryers, portable and window air conditioners.
  • various deductible options to choose from including higher deductibles that will help lower your premium.
     

Still wondering if you need flood insurance?  Consider this - almost 40% of small businesses never reopen their doors following a disaster because just a few inches of water can cause tens of thousands of dollars in damage.*

Note:  Typically, there's a 30-day waiting period from date of purchase before your policy goes into effect. Don’t wait until disaster strikes, protect your business and call your Hartford agent today.

*floodsmart.gov
 

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described in this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Flood Risk Scenario

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Services

Whether you need information, want to reduce risks for your business or need to report a claim, you can be confident that our experienced staff will be available to guide you.   Give us a call at 866-553-5663 from 8:00 a.m. to 8:00 p.m. (EST).  And because you need options, you can contact us by phone, online or through our live chat on the web.  

Already have a policy with us?  We make renewing your policy easy by sending you and your agent a reminder in advance of your renewal date because you can’t afford a lapse in coverage.  

With The Hartford behind you, you’ll have the appropriate protection to help your business succeed. And you can count on our dedicated support, resources and experience when you need it most.
 

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described in this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

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The Hartford Difference

Why Choose The Hartford Flood Program?

For more than two decades, The Hartford has provided businesses with flood protection through FEMA.  When you choose The Hartford, you are working with an experienced carrier and a team dedicated solely to flood policies.  Along with our partners, we’re committed to providing superior customer service to support your business, every step of the way. 

Don’t wait until disaster strikes; the time to call your agent is today.
 

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