The Hartford

In 1916, The Hartford began insuring livestock.  Since then, we have helped livestock owners and producers protect their livelihood and animal investments throughout the United States and Canada.

From the large losses of livestock caused by 1917’s Kansas City Stockyards fire or recent Nebraska blizzards to a student’s sick horse in Texas, all of our customers are important to us and we’ve been there for them.

For more information about our Livestock coverage, please see the Details and Contacts sections or visit here.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Your Livestock.  Your Livelihood.

The Hartford’s Livestock Department specializes in livestock insurance.  As the livestock industry’s insurance needs have changed, The Hartford has responded with specific products to meet those needs.  Below is a description of the livestock coverage options that we currently offer.
All options may not be available in all states.  For details on coverage options available to you, contact your Hartford Livestock agent today.

Equine Animal Mortality Coverage

Whether for work, breeding, show, or pleasure, horses are a substantial investment worth protecting.  Our equine animal mortality policies provide agreed value term life insurance covering the hazards horses may encounter in general or as a part of their use.  Other optional coverage, including major medical coverage, is also available.

Animal Mortality Coverage other than Equine

Bucking bulls, higher-valued cattle or hogs, and police or service dogs are examples of animals we can insure with our animal mortality coverage.  These animals have specific insurance requirements.  Our animal mortality coverage offers the flexibility to provide broad coverage at an agreed value that represents the animal’s proper value based upon their special genetics or talents.

Livestock Transit Coverage

If you transport livestock, you know it involves a unique set of risks.  With our many years of experience in the livestock transit business, The Hartford also understands these risks and covers them in our livestock transit policies.  Beyond insurance coverage, our experience will help you handle the urgent needs of an overturned truck loaded with livestock.  The Hartford is the preferred provider of livestock transit coverage among commercial livestock haulers.
Many of our customers also haul other cargo and we offer an additional coverage for those loads.

Feedlot, Pasture, and Dairy Cattle Coverage

Weather happens.  Blizzards, tornadoes, etc. are a natural part of cattle country.  Bad weather can be an inconvenience to people, but it is a potential financial disaster to cattle feeding operations.  For years, The Hartford has been a reliable provider of feedlot, pasture, and dairy cattle insurance that covers the loss of cattle caused by various weather and other perils.  We know that all operations are different.  With an assortment of coverage and valuation options, we can build coverage for your cattle that suits your operation.

Livestock Auction Market or Packer Coverage

Our livestock Auction Market and Packer coverage provides livestock insurance to the market’s customers while such livestock are in transit to the market and while the livestock are located on the market’s premises.  Protect your business and give your customers more peace of mind by insuring these animals while in your care, custody, or control.  Coverage for the legal liability associated with the sale or purchase of mortgaged or stolen livestock is also available.

Swine Confinement Coverage

Your property insurer may cover your swine production facilities, but who is covering the hogs?  The Hartford can.  We understand the perils that may cause a hog loss.  From fire, wind, and collapse coverage to power interruption or mechanical breakdown coverage, we can customize your policy to cover perils applicable to your operation.

Poultry Coverage

The Hartford’s poultry coverage can apply to birds in a variety of poultry operations including egg-laying operations, meat bird producers, and hatcheries.  A variety of optional coverage is available including loss of income and power interruption or mechanical breakdown.  We also offer valuation options to suit your operation and bird type.

Livestock Ocean Marine Transit Coverage

Using an endorsement to The Hartford’s ocean cargo form, we can cover the loss of livestock while in international transit aboard a ship or airplane.  We have also covered frozen embryos or semen in similar transit so our coverage flexibility is broad.
 

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

In addition to our extensive and customizable coverage options, The Hartford also offers a range of valuable services to our customers.

Minimize Risk. Prevent Loss.

Once you’re a customer of The Hartford, you’ll have the opportunity to benefit from our valuable risk management services. From individual consultations to educational seminars to discounts on safety equipment, we have the expertise and resources you need to run a safer, more productive, and ultimately more profitable business. With our staff of Loss Control professionals across the country, we’re ready and available to assist your business in developing and implementing effective measures to minimize your potential risks.

Efficient Claims Service When It Matters Most

When you suffer a loss, The Hartford is focused on one thing:  Your recovery.  On-call 24 hours a day, The Hartford Livestock Department uses in-house claims adjusters who are livestock experts and only handle livestock claims.  With The Hartford behind you, you'll have the protection you need to succeed.  And the dedicated support, resources, and expertise you can rely on exactly when you need it most.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

After over 200 years of helping businesses achieve what’s ahead, The Hartford has proven our commitment and dedication to doing right by our customers. We stand by our promises. And that’s something that you and your business can count on.

Why Choose The Hartford?

We're just not experienced in our business, we're experienced in helping protect yours.   As a result, we go beyond core coverage to provide specialized options and services unique to your industry, line of business and even size.   When you choose The Hartford, you’ll have a broad range of policies, endorsements and add-ons to tailor a coverage plan that speaks to your needs.   We are committed to providing superior customer service to support your business, every step of the way.

From critical business coverages and efficient claims handling to risk management, The Hartford will be by your side.