The Hartford

As a small business, you are focused on making a profit while providing customers with quality products and services that satisfy their needs.

Having a focus on loss prevention and risk management can help you to avoid some of the most common accidents and injuries that happen to small businesses. Doing so can assist you in maintaining a good reputation with customers and employees and enable you to stay focused on activities that build your business and increase customer satisfaction.

To learn about some of the most common claim scenarios we see for small businesses and tips on basic steps you can take to help prevent them click Safety Resources above. 
 

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

All Businesses
Any business faces the challenge of maintaining a good reputation with customers and employees in order to build business and increase customer satisfaction. A focus on loss prevention and risk management can help you to avoid mishaps that make it difficult to achieve your business' goals. Click All Businesses to learn about the most common types of accidents and injuries experienced by small businesses and what you can do to help avoid them.

Information for Specific Industries:

Healthcare Practices
As healthcare providers you are focused on taking care of your patients. Any disruption to your practice’s operations arising from property damage or employee injuries may take time away from caring for your patients. Click Outpatient Healthcare to learn about the most common types of accidents your healthcare practice might have and what you can do to help avoid them.

Technology Services
Technology businesses operate in a rapidly changing environment where new products and services quickly make old ones obsolete. In your industry, you know how important it is to avoid obstacles that can keep you from staying ahead of the curve. Click Technology Services to learn about the most common types of losses your business might encounter and basic prevention tips.

Specialty Trade Contractors
Many contractors cite their reputation as their business' number one asset. Having a good reputation with customers as a result of doing quality work can be your top source of new customers. A focus on risk management and loss prevention can help you maintain a good reputation and minimize accidents and injuries; enabling you to spend more time on those activities that increase customer satisfaction and build business. Click Contractors to learn about the most common types of accidents your business might encounter and tips on basic steps you can take to prevent them.
 

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

For nearly 100 years, The Hartford has been partnering with our clients to reduce their exposure to loss. As a customer of The Hartford, you'll find that we can provide added value through our Loss Control services. From individual consultation, to educational seminars, to discounts on safety equipment, we offer the assistance you need to run a safer, more productive, and ultimately more profitable business.

At The Hartford, we recognize that every business has unique operations. That’s why we will work closely with you to develop an effective, realistic and attainable safety and risk management program that is designed to meet your specific needs. We can help you take an in-depth look at your equipment, material and people so you can better prevent accidents. But, should accidents occur, The Hartford can help you prepare to manage them so they are less severe and less costly. For additional information on our Loss Control services, click on the Details and Services tabs.

All coverages and services may not be available for all businesses or in all states.  For details on what coverages and services are available to you, contact your agent at The Hartford today.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Circumstances that can cause a loss vary greatly from one company to another.  That’s why The Hartford's Loss Control professionals work with you to understand your particular business and operations.  We then develop solid, actionable strategies designed to help make your workplace safer, reduce losses and lower costs.

Our Loss Control services start with an in-depth analysis of your organization’s loss history to understand where and how losses occur. From here, we assist you to pinpoint the root causes of accidents and other losses to formulate preventative strategies.  With you, we develop a step-by-step Loss Control service plan targeted to your specific conditions. We use loss investigation and technical services to increase our understanding of the unique exposures your operations present, and we coordinate our services with your in-house capabilities to assure we are completely complementary.

All coverages and services may not be available for all businesses or in all states.  For details on what coverages and services are available to you, contact your agent at The Hartford today.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

We offer a wide range of consultative services through our very educated and skilled staff. Areas of expertise include some of the following:  Property, Security, Business Continuity Management, Construction, Ergonomics, General Liability, Products Liability, Industrial Hygiene, Machine Safeguarding, Transportation, Safety/Risk Management and Safety Training.

Skilled Staff

• Nearly 150 Loss Control Field Consultants located across the country.
• Highly experienced and educated field staff, backed by technical specialists and resources in our headquarters in Hartford, Connecticut.
• Approximately 60% of our field consultants hold professional designations in various safety fields. 
• Professional designations include:
  
  
  • Associates in Risk Management (ARM)
  • Certified Fire Protection Specialist (CFPS)
  • Construction Health & Safety Technician (CHST)
  • Certified Industrial Hygienist (CIH)
  • Certified Loss Control Specialist (CLCS)
  • Certified Professional Ergonomist (CPE)
  • Certified Safety & Health Manager (CSHM)
  • Certified Safety Professional (CSP)
  • Professional Engineer (PE)  
• AIHA Accredited Laboratory Services
• To complement our ability to assess health risks in your workplaces, we can provide skilled industrial hygienists to evaluate your exposure. In concert with this, we provide comprehensive industrial hygiene laboratory services to identify, understand and solve potential health hazards such as chemicals, noise and radiation at your facilities.

Technical Know-how and Services

Evaluate the safety of your operations, conduct industrial hygiene surveys, laboratory assessments and ergonomic evaluations, assist with regulatory compliance and conduct training programs.

Dedicated Account Managers

Large account management support where consultants coordinate Loss Control services through The Hartford Risk Management Solutions [RMS] program.

Training Solutions

As a customer of The Hartford, you will have access to our training offerings through live and on-demand webinars and podcasts,  technical training workshops, and onsite specific training.  Our most popular training offerings include  Construction (OSHA 10 & 30 Hour Training), 3D Driver Education, Supervisory/Leadership Training, Business Continuity Management, Industrial Hygiene, Property and Fire Protection, Ergonomics, and Accident Investigations. 

Broad Information Resources

As a policyholder, you have access to a wealth of technical information including but not limited to technical papers, webinars, technical workshops and online industry and business information.

Please contact your agent to verify the services that are available to you or for which you may be eligible.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Whether you have multiple locations across the country or one facility, The Hartford has the technical know-how and the geographic capacity to handle a wide variety of hazards. Working together, we can help you successfully improve workplace safety, lower your losses and save money. Take a look at these other advantages of choosing The Hartford: 

• Expertise – The Hartford’s Loss Control staff has decades of knowledge. In this way, we can continue to provide the technical expertise necessary to help you operate safely and cost-efficiently for many years to come.
• Extraordinary Service – Since our Loss Control consultants are strategically located throughout the country, you can be certain that your consultant will properly understand your operations and provide local, ongoing service. And, when needed, your consultant is also backed by the expertise of loss control specialists located in our home office.
• Broad Range of Capabilities – The Hartford’s Loss Control services encompass workers’ compensation, general liability, commercial automobile, property and more.
• Services – You can benefit from our wide array of services, including evaluations and training for machine safeguarding, ergonomics, driver safety, business continuity and more.
• Commitment to Lasting Relationships – The Hartford is committed to building lasting relationships with our customers. That’s why we offer consultative support to risk managers and training for supervisors to help them make safety a natural part of everyday business – all in an effort to help customers prevent losses and save money. We must be doing something right. Many of our accounts have been customers of ours for decades.