Skip to main content

Commercial Auto Insurance

Business Auto Insurance
Makes Your Business a Priority

Rated 4.6/5 by Small Business Owners (430 Reviews)

Your business deserves high priority protection, and that’s just what The Hartford’s commercial auto Insurance does. It provides coverage for you, your employees and the vehicles you own, lease, rent or borrow – on the road and off. More importantly, it can help prevent an accident from damaging your bottom line.

Whether you’re operating a single vehicle or a fleet, The Hartford offers you ways to help protect your company, manage risks and help control your costs.

Putting the Brakes on Damages

An automotive mishap can expose your business to complex high exposure, putting its assets at risk. Without the right commercial vehicle insurance coverage, you as the business owner may even find yourself personally responsible.

Meanwhile, the loss of cars, vans, trucks or specialty vehicles can hamper your ability to operate your business, threaten hard-won customers and hurt business relationships. Accidents can damage your reputation, and put in question your concern for employee and public safety.

So, don’t let a split-second bout of bad luck put a business that took years to build in jeopardy.

Extra Protection. No Additional Cost.

The Hartford commercial auto insurance offers extra protection your business may require at no additional cost, including:

Hired Auto Physical Damage
Hired or borrowed vehicles can be covered for up to $100,000 for physical damage – as long as these vehicles have liability coverage, and your vehicles carry physical damage coverage.

Lease or Loan Gap Coverage
When there’s a gap between the value of the vehicle and the amount owed to the lien holder, this coverage fills that gap.

Electronic Equipment Coverage
Now popular electronic devices like a GPS or DVD player are covered, up to $1,500 – as long as these devices are permanently installed.

Efficient Claim Service
If you have an accident, a team of people from one of our many claims service centers will swing into action. They’ll expedite your claim, carefully evaluate complex business exposure, and handle the details. Programs and services are available to mid-size and large businesses.

Programs and Services available to mid-size and large businesses:

This program uses telematics and real-time data to help fleet owners identify risk and prevent accidents. Participating companies can get a 15% discount on their premiums.

Risk Engineering
We provide fleet owners in-depth analysis of your company’s driver safety records, and help you pinpoint root causes of accidents and formulate preventative strategies.

The Principles of 3D Driving
The Hartford’s risk engineering organization can help you instruct your drivers in the techniques of 3-D Driving: Drive Decisively. Drive Defensively. Drive Dependably.

Looking for Coverage?

The Hartford makes it easy to get a quote online or through an agent.

Current Customer?

Business Insurance Customers
Pay a bill, file a claim, request a certificate of insurance and more.
Visit the Online Business Service Center

Auto Coverage


Learn more about our business auto coverage.

Watch Video

Commercial Auto 101

Commercial Auto Insurance

Our eGuide makes commercial auto insurance easy to understand.

Business Auto eGuide