Commercial Flood Insurance
Insurance Protection
to Keep Your Business
Above Water
Every business is at risk of flooding. If there is a flood, will your property insurance cover it? It will if you have flood insurance coverage from The Hartford. We offer commercial flood insurance through the National Flood Insurance Program that can shelter your business from hurricanes, rain, snow melts and even flooding due to drainage caused by new developments.
To understand how The Hartford can help you prepare, visit our Catastrophe Information Center.
Staying Liquid After A Flood
Even after the floodwaters recede, your business can remain underwater – financially. The fact is, 40% of all small businesses1 that experience a flood fail to reopen. That's because basic property insurance often doesn't cover losses from flooding.
The Hartford Understands Flood Insurance
We've been writing flood business for more than two decades. We have a dedicated team who understands the risks and consequences of flood damage on your business, because that's all they do.
Tips and Tools to Help Prepare for the Unexpected
Do you know what you would do in an emergency? The Hartford's Catastrophe Information Center is here to help. It provides important links, like those that allow you to make a claim in a click. Plus useful information, checklists, and information everyone should know. Find out more
To report a flood claim through The Hartford's National Flood Insurance Program, call 1-800-759-8656.
1 Source: www.floodsmart.gov
This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described in this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.
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Loss Control Services
Our Loss Control Team is committed to helping you prevent and control loss exposure.
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