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Specialty Insurance Programs

Specialty programs customizable for your customers’ needs

By choosing The Hartford as your Specialty Program partner, you can customize a program to meet the unique needs and objectives of a group of customers.

Programs may be focused around a:

  • Class of business
  • High-hazard exposure
  • Specific distribution channel 
  • Difficult-to-place coverage

Programs are structured as:

  • Open Access to all Hartford agents
  • Administered by a particular Program Administrator and accessible by all Hartford agents through the Program Administrator
  • Limited Access only to the Program Administrator and its distribution network

 Appetite for new specialty insurance programs includes:

  • Existing programs or books with profitable track records
  • Standard lines/higher-hazard programs for all account sizes 
  • Surplus lines/high-hazard programs for businesses with unique exposures and/or difficult-to-place coverages 
  • Homogeneous risks written through a common distribution channel

Products and Services

Program partners can develop customized solutions, product and rating solutions for higher hazard business. Some of our services to support specialty programs include:

  • Dedicated program manager and underwriting team
  • Customized loss control and claim handling services
  • Oversight of claims and third-party administrators; we work with independent Third Party Administrators and provide experienced claim assistance 
  • Premium audit services 
  • Ability to outsource services on a case by case basis

The Hartford has more than two decades of experience with specialty insurance programs. Our broad appetite for risks includes the ability to write higher hazard exposures, the flexibility to create a specific coverage for a program, and proficiency in underwriting. We can also unbundle any service, including underwriting and claims handling. That’s what makes The Hartford the right partner for program business.

Our Suite of Specialty Programs

Suggest a New Program

Want to add a new program to our repertoire? Fill out our online form and tell us what you are thinking.

Suggest a new program

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