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Commercial Umbrella Insurance

Shield Your Business From
an Unexpected Rainy Day

Seems like the sky's the limit when it comes to legal settlements. The number of lawsuits filed against companies and the size of the settlements are on the rise.

Chances are the amount of liability protection from your general liability insurance, commercial auto insurance and employer's liability policy may not provide enough financial protection. This can leave your business open to risk and make your assets vulnerable.

Open a Commercial Umbrella Policy from The Hartford. It can increase your liability protection when a lawsuit maxes out the limits of your current coverage.

Affordable Protection from Unexpected Risks

These days' lawsuits seem to pop up from the most surprising places. An employee driving their own car to a meeting accidentally strikes a pedestrian, and you get sued. A patron slips and falls and injures themselves while exiting your business, and you get sued. An advertisement lists the wrong number, causing thousands of annoying phone calls at an unrelated business, and you get sued.

A business umbrella policy from The Hartford can help by providing increased limits of financial protection to your business from unexpected risks – and it's surprisingly affordable. That's because the underlying policy limits are used first and your commercial umbrella coverage limits only kick in after those policies have reached their limits.

Opening an Umbrella Has Never Been Easier

Doing business with The Hartford is incredibly easy. When you have an umbrella policy with The Hartford, you'll receive a single, simplified bill that combines all your business insurance policies together.

Our Umbrella Bends To Meet Your Needs

The Hartford's Umbrella Policy gives you flexible coverage. So flexible, you can even use it to extend the liability coverage of policies you may have with other insurance companies.

Looking for Coverage?

The Hartford makes it easy to get a quote online or through an agent.

Insurance 101

Check out our eGuides for answers to your questions about coverage, claims, costs and more.

Workers’ Comp eGuide

Business Owner’s Policy (BOP) eGuide

Commercial Auto eGuide