Condo Insurance Coverage
The Hartford's condominium insurance coverage is designed to make sure condo owners are prepared and protected, no matter what. These coverage definitions should help you understand the options available in your condo insurance coverage package.
Not all coverages are available in all states.
Personal Property – Coverage C
This condo insurance coverage protects your personal belongings, such as furniture, clothing and appliances. Certain possessions may be excluded or have only limited coverage.
Loss of Use – Coverage D
This condominium insurance coverage is available when you cannot live in your condo due to a covered loss. It pays reasonable and customary living expenses up to the limit provided in your condo insurance policy.
Liability – Coverage E
Liability coverage protects you in two ways. First, it provides for your legal defense against a liability claim. Second, it pays any court judgments against you for covered losses, up to the condo insurance policy limit.
Medical Payments – Coverage F
This condominium insurance coverage pays emergency medical bills for anyone injured in your condo or any injury caused by a member of your family, including pets. All bills are paid up to your condo insurance policy limit, whether or not you're legally responsible.
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