AARP Program Features

Program Highlights : Features & Benefits

Full Value Replacement Cost Coverage:
If a new insured vehicle is declared a total loss within the first 12 months of purchase or up to 15,000 miles, and you carry collision coverage, The Hartford will either replace it with an identical brand new car or reimburse the customer for the purchase price in cash without any deduction for depreciation.
Lifetime Renewability:
Once a policy has been in effect for 60 days, it cannot be canceled or non-renewed except for very few reasons, such as non-payment of premium, loss of license, or DWI conviction.
Full 12-Month Policy:
The AARP Program guarantees your rates for a minimum of one full year.
Flexible Payment Options:
A variety of payment options are available, from a single annual premium to several payment options.
Waiver Of Collision Deductible:
As long as the insured member is not at fault in an accident, he/she generally does not have to pay the normal deductible on damages to their vehicle. The Hartford will pay the full amount of damages and pick up the deductible too.

Availability of program features and credits varies by state. The AARP Automobile Insurance Program is not available in Massachusetts, Puerto Rico or the Virgin Islands.
The program features or coverage descriptions above are general and for information purposes only. Actual claim coverage in the event of a loss would be determined by your policy's terms and conditions.