Automobile Insurance
Program Highlights : Specialty Coverage Features

Guaranteed Lifetime Renewal
Lifetime Repair Guarantee
24-Hour Claim Service
Guaranteed Annual Rate
$500 Towing Expenses
$500 Emergency Expenses
$750 Transportation Expenses
$50,000 Vacation Home Liability
Room Extentions & Awnings
Canada/Mexico Protection

Guaranteed Lifetime Renewal

As an AARP Member, you are guaranteed by the AARP Motor Home Program never to be dropped, regardless of your age or driving record. There are only a few simple requirements - like maintaining a valid driver's license, for example.* Back to Top

Lifetime Repair Guarantee

If your motor home is ever damaged in an accident, you may have it repaired at any shop you choose. But if you take it to one of our authorized RV specialist shops in your local area and throughout the country, the workmanship is guaranteed - in writing - for as long as you own your motor home. Back to Top

24-Hour Claim Service

Your are assured 24-hour-a-day claim service, 365 days a year, with the AARP Program. Our doors never close. A simple toll-free phone call puts you in touch with an RV claim specialist wherever you might be. And if you need local assistance, our local representatives are also there to help. Back to Top

Guaranteed Annual Rate

With the AARP Motor Home Program, you are issued a full 12-month policy. That means your rates are guaranteed a solid year - twice as long as with most other companies that issue only 6-month policies in most states. Back to Top

$500 Towing Expenses

Few insurance companies provide a benefit large enough to cover the real costs of towing a motor home. But with the AARP Program, each time your motor home is disabled, you are guaranteed up to $500 for towing and labor costs - and as an option, you can add unlimited coverage for just $40. So you'll be paid for all your towing bills - no matter what the cost. Back to Top

$500 Emergency Expenses

When you're traveling more than 50 miles from home, and your motor home is damaged or destroyed, you're protected with up to $500 for temporary housing, travel expenses, and costs to return your RV to your home or appropriate storage place. This added benefit is an extension of your Comprehensive and Collision protection. Back to Top

$750 Transportation Expense

Should your motor home ever be damaged or stolen, you will be paid up to $25 a day for car rental, bus, train or other transportation expenses... to a total of $750. In case of theft, the combination of Emergency and Transportation Expense benefits will total a maximum of $750. Back to Top

$50,000 Vacation Home Liability

While you're traveling and using your motor home as a residence, you're guaranteed up to $50,000 in personal liability protection. This covers you for legal liability in the event of bodily injury to someone else... or damage to their property. Back to Top

Room Extensions & Awnings

Any attached awnings or cabanas are fully covered... along with any other special equipment designed to create extra living facilities. Back to Top

Canada/Mexico Protection

While traveling in Canada, rest assured your motor home coverage is in force... and have a good trip! While traveling in Mexico, you're covered within 25 miles of the border, for up to 10 days, to the extent the law permits... But be sure to buy Mexican Liability coverage at the border - it's required by the Mexican law. Back to Top


* If you're age 50 or older, once you're insured through this program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. You and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and not have obtained your policy through material misrepresentation.


The program features or coverage descriptions above are general and for information purposes only. Actual claim coverage in the event of a loss would be determined by your policy's terms and conditions.



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