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Asset Allocation Models

Asset allocation is the strategy of spreading your risk by investing specific percentages of your retirement dollars across different asset classes, such as stocks, bonds and/or cash equivalents. However, asset allocation does not guarantee a profit or protect against a loss in declining markets.

If you want a simple way to decide which investment options in your employer's retirement plan may be right for you, The Hartford’s Model My Goals single-choice approach might be a great fit.
 

The Convenience of an All-in-One Strategy.

Model My Goals makes investing easy by offering you a choice of five different risk-based asset allocation models, ranging in approach from conservative to aggressive. Once you select a model, 100 percent of your account is invested in that model—you don’t need to choose any other investment options.

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It's Easy to Find the Right Fit.

To get started, take our short risk tolerance quiz, what type of investor am I? Your comfort level with investment risk is matched with your timeline until retirement to help you select the most appropriate asset allocation model for your personal circumstances. Just keep in mind that all investments possess some element of risk, including the possible loss of principal.


The Balance is Built In.

Plus, the models are automatically rebalanced. This is important because market swings can lead to gains in some investments and losses in others that shift the allocation of your account. Rebalancing puts your account back to your original investing strategy.

For more information on Model My Goals or the other investment options in your plan, contact your benefits administrator or call your Hartford representative.

 

 

Asset Allocation Modeling is offered by Mesirow Financial Investment Management, Inc. Mesirow Financial Investment Management, Inc. is an SEC-registered investment advisor and is not an affiliate or subsidiary of The Hartford.

The information provided in this presentation by MFIM is for informational purposes only and should not be construed as a recommendation to purchase or sell any particular security or investment vehicle(s) offered by MFIM or affiliates of MFIM. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. any opinions expressed are subject to change without notice. MFIM and its affiliated companies and/or individuals may, from time to time, own, have long or short positions in, or options on, or act as a market maker in, any securities or investment strategies discussed herein and may also perform financial advisory or investment banking services for those companies or in regard to those strategies. further, MFIM may receive fees for selling or advising on the purchase or sale of products mentioned herein. additionally, MFIM may also receive fees paid by manufacturers or distributors of said products in connection to other professional services provided by the applicable MFIM affiliate. The sale or advice provided is in no way related to or contingent upon the payment received for these other services. It should not be assumed that any recommendation incorporated herein will be profitable or will equal past performance. MFIM does not provide legal or tax advice. Model performance information and results do not reflect actual trading and the results may not reflect the impact that material economic and market factors may have had on MFIM’s decision making if MFIM were actually managing client’s money. any securities contained or investment strategies used in the model performance results provided herein do not relate or only partially relate to the advisory services currently offered by MFIM. MFIM’s clients may have had results materially different from the results provided.

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the mutual funds or The Hartford's group variable annuity products and funding agreements, and their underlying funds. For fund and product prospectuses and/or a disclosure document containing this and other information, contact your financial professional or visit our website. Read them carefully.

"The Hartford" is The Hartford financial Services Group, Inc. and its subsidiaries, including Hartford life Insurance company, Hartford Retirement Services, LLC (“HRS”), and Hartford Securities distribution company, Inc. ("HSD"). HSD (member FINRA and SIPC) is a registered broker/dealer affiliate of The Hartford.

Retirement programs can be funded by group fixed or variable annuity products and funding agreements issued by Hartford life Insurance company (Simsbury, CT). Group variable contracts are underwritten and distributed by HSd, where applicable. HRS and HSD offer certain service programs for retirement plans through which a sponsor or administrator of a plan may also invest in mutual funds on behalf of plan participants.

Mesirow financial Investment Management, Inc. created these risk-based asset allocation models using the following six asset classes: large cap Blend domestic equity; Mid cap Blend domestic equity; Small cap Blend domestic equity; large cap Blend foreign equity; Intermediate-Term domestic Bond; and cash equivalent/Principal focused-extended duration.

NOT INSURED BY FDIC OR ANY FEDERAL GOVERNMENT AGENCY - MAY LOSE VALUE - NOT A DEPOSIT OF OR GUARANTEED BY ANY BANK OR ANY BANK AFFILIATE

RPS 106537 12/12