As a business owner, you know the employee benefits landscape is changing rapidly. Employees are shouldering more of the cost of their benefits. Employers are focusing more on managing the cost of employee absences. If you are a small-business owner, you are seeing a more competitive benefits marketplace.
More than ever, businesses want flexibility on paying for group life and disability benefits. The Hartford’s benefits can be paid solely by the employer, a combination of the employer and employee, or the employee only. Whatever the combination, we can make your benefits work harder for you and your employees.
Companies are also looking to better control costs in the face of continued economic sluggishness. The Hartford’s leave management programs help businesses more tightly manage disabilities on and off the job, employee leaves of absence, vacations and other time off. The result can ultimately help businesses reduce costs and increase productivity.
Because small-businesses are big business for us, we recently introduced an innovative small-business center staffed by a group of knowledgeable and experienced sales associates who specialize in consulting on group life and accident insurance, long-term disability insurance, and short-term disability insurance for companies with four to 49 employees. The center offers extended hours of operation to deliver consistent ease of doing business.
The Hartford’s “Ability Philosophy” permeates our entire claims process. You can see it at work in how we handle claims with care, compassion and knowhow, and how we work with employers to help disabled employees return to productivity.
As one of the nation’s leading providers of group disability coverage and a history of supporting athletes with disabilities, The Hartford is proud to be a founding partner of U.S. Paralympics.