Education - Property Casualty
Coverage Your
Institution Needs and
Your Employees Want
The Hartford has been providing insurance to educational institutions since the early 1800s, so we understand their unique coverage and risk management needs. Our range of property and casualty insurance coverages and services are designed for private non-profit schools, colleges and universities.
Coverages
Educational institutions have many of the same insurance needs that businesses do – from coverage for property and automobiles to protection against liability claims. They also have other unique needs that are specific to their facility.
In addition to auto, workers compensation and umbrella coverage, some of the coverages we offer to educational institutions include:
- General Liability and Educators Legal Liability
We provide a broad array of general liability enhancements specific to educators – as well as a full spectrum of professional liability coverages tailored to educational institutions. This includes coverage for Directors and Officers, Employment Practices, Educators Errors & Omissions and Employee Benefits. - Sexual Abuse and Molestation
We offer an optional General Liability endorsement that provides coverage for negligence relating to sexual abuse or molestation (defense costs outside limits). - Property
Our strong property capability can be enhanced with unique coverage for athletic uniforms, musical instruments and personal effects of both faculty and students. - Crisis Event Coverage
The Hartford offers protection for crisis events impacting students and staff. Tragic or violent acts that occur on campus need special care. Coverage is available to help with communication, counseling and other post-crisis expenses.
Service Offerings
- Loss Control
The Hartford has a wide array of education-specific risk management services offered through email, online and in person by our professional Loss Control staff. Some of these services include webinars, TIPS papers, and onsite consultations. - Vendor Programs
The Hartford also offers discounted vendor services to our education clients, including:
- Backgroundchecks.com – We provide access to discounted background checks for private education accounts which include services such as motor vehicle reports, federal and criminal background checks, education credential verification, drug testing and employment verification.
- FleetTelematics – The Hartford partners with Evogi on private education accounts to provide discounted telematic services for all size fleets.
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Loss Control Services
Our Loss Control Team is committed to helping you prevent and control loss exposure.
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