Accidental Death and Dismemberment Insurance

Protection for You and Your Loved Ones

An accident can take a lot from you - your eyesight, hearing, the ability to speak, a limb, even your life. But thanks to an Accidental Death and Dismemberment (AD&D) coverage plan offered by your employer, life can go on for you and your loved ones. Paying a lump sum when you or your beneficiaries need it most.

Security is no accident.

A little foresight goes a long way managing in the aftermath of an accident. Here's what AD&D coverage can provide:

24-hour worldwide protection. It protects you from covered injuries (such as loss of speech, hearing, sight, hand or foot, thumb and index finger on the same hand) as well as paralysis. It also covers loss of life due to a covered accident, similar to a life insurance policy, with a lump sum payment to your beneficiaries.

Plans for your loved ones as well as you. Depending on your employer, you can elect coverage for your spouse and dependent children, for just a little more per year.

Additional Services

As part of your AD&D insurance plan with The Hartford, you may have access to these extra services:

• Beneficiary Counseling Services¹ offer compassionate experience to help you or your beneficiaries (those you name in your policy) cope with emotional, financial and legal issues that arise after a loss. Includes unlimited phone contact with a counselor, attorney or financial planner for up to a year, and five face-to-face sessions.
  Learn more about Beneficiary Counseling Services
• Travel Assistance Services & ID Theft Protection and Assistance² Services include pre-trip information that helps you feel safe and secure while traveling. It also gives you access to medical professionals across the globe for medical assistance when traveling 100+ miles away from home for 90 days or less when unexpected detours arise.
  Another important service is ID theft protection, available 24/7 whether home or away. Protection is provided two ways: educational materials to help prevent identity theft, and access to caseworkers who can help you resolve problems that result from identity theft.
  Learn more about Travel Assistance & ID Theft Protection Services  

For more information or to sign up for accidental death and dismemberment insurance, contact your employer about benefits enrollment.

¹ Beneficiary Assist^® is offered through The Hartford by ComPsych^®. ComPsych is not affiliated with The Hartford and is not a provider of insurance services.

² Travel Assistance Services & ID Theft Protection and Assistance is provided by Europ Assistance USA. Europ Assistance USA is not affiliated with The Hartford and is not a provider of insurance services.