Short-Term Disability Insurance
Help Protect Your Income
When You Can't Work
Affordable Income Protection
Electric bills. Mortgage or rent. Car payments. Groceries. Day care. Tuition. The list goes on, but your savings might not if an illness, injury or pregnancy keeps you out of work beyond your paid sick days.
With a short-term disability insurance plan, your benefits can help pay the bills. If you're out for several weeks, that can be quite a bundle of protection.
All the right reasons.
- You hope a disability will never happen. But there's a 30 percent chance it will. Three out of 10 workers will face a condition that lays them up before they retire.1
- Workers' compensation covers only the injuries and illnesses that are work-related. Most serious disabilities - 95 percent, in fact - are non-work-related.2
Fall back on foresight.
Enroll in your employer's short-term disability insurance plan from The Hartford, and rest easy. You'll get these advantages:
- Wide coverage
Covered disabilities can include the birth of a child, back injuries or serious illnesses. - Free choice
How much of your paycheck do you want to protect? In some cases, your employer lets you choose from multiple benefit percentages.
More ways to file a claim
Paper, online 24/7, or by phone depending on your plan.
1Social Security Administration, Fact Sheet March 18, 2011. Viewed on Council for Disability Awareness Web site on 09/13/11.
22010 CDA Long-Term Disability Claims Review http://www.disabilitycanhappen.org/research/CDA_LTD_Claims_Survey_2010.asp, view date: 7/29/11
22010 CDA Long-Term Disability Claims Review http://www.disabilitycanhappen.org/research/CDA_LTD_Claims_Survey_2010.asp, view date: 7/29/11
Report a Claim
Help Prepare for Tomorrow
Defend Your Income
Learn more about helping to protect your paycheck through the Defend Your Income movement.
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