Insurance & Finance
Employees in the Insurance and Finance industries typically work in an office-type setting. These industries also have a mostly female population with 64 percent of their workforce over the age of 35. The following is a compilation of relevant data for the Insurance and Finance industry by the Integrated Benefits Insitute, a non-profit supplier of and leader in health and productivity research.1

Short-Term Disability
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Three most prevalent conditions:
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Long-Term Disability
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Three most prevalent conditions:
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Workers Compensation - With Absences
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Three most prevalent body part
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Workers Compensation - No Lost Time
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Three most prevalent body part
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Incidental Sick Day Absences

Some Productive Suggestions
- Since Workers’ Compensation claim incidence is relatively low, evaluate return-to-work options based on your specific work environment.
- Work-from-home options may prove beneficial depending on your work environment. However, work-from-home arrangements may not be feasible for banks and other institutions that require the employee to be present in the workplace to perform his or her job.
1Integrated Benefits Institute, “Benefits Intelligence,” 2011 Benchmarking data. The wage and benefit information can be accessed via the following Bureau of Labor Statistics website: http://www.bls.gov/eci/ The workers compensation rate information can be accessed via the following Bureau of Labor Statistics website: http://www.bls.gov/iif/






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