Telematics

Telematics video

Protecting Your Drivers, Your Business and Your Future

Discover how The Hartford’s FleetAhead® program integrates technology and risk management services to help you increase driver safety and reduce the cost of your fleet operations.
 
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Telematics video

Smarter Fleet Management Starts Here

The Hartford’s FleetAhead® program combines advanced telematics, like GPS, video monitoring and onboard diagnostics, with expert consultation to help you drive safer, reduce claims and help you get more out of your telematics investment. From identifying risky driving behaviors to coaching drivers constructively, FleetAhead® helps you protect your employees and optimize fleet performance with confidence.
 

Make Your Data Work for You

Telematics devices measure driving habits and identify risk indicators, such as speeding or braking. The collected data can be used to identify driver behavior patterns and trends. Our team then recommends strategies for managing the data and mitigating existing risks.
 

The Benefits of Telematics

Effective use of Telematics may allow drivers and customers to achieve:
 
  • Fewer accidents
  • Better fuel economy
  • Reduced wear
  • Real-time feedback for safer driving
  • Reliable service
  • Protection for your brand
  • Reduced claims
  • Lower insurance costs

Success Story

The Challenge

A midsize business with a fleet of approximately 100 vehicles was facing higher safety risks due to:
 
  • Frequent distracted driving incidents
  • Close-following behaviors that increased the likelihood of collisions
These issues were impacting operations and driving up risk exposure.

The Solution

Through a close partnership with our Risk Engineering team, the business implemented a targeted safety strategy:
 
  • AI Video Telematics Deployment State-of-the-art devices were installed across the fleet to monitor driver behavior in real time.
  • Behavior Modification and Coaching The system alerted drivers to risky behaviors such as distractions and tailgating. Insights from the telematics data enabled the development of custom coaching programs to address specific safety concerns.
 

Overall, the midsize business saw improvements by partnering with our Risk Engineering team and implementing telematics devices.

42%
reduction in distracted driving by addressing distractions promptly.
57%
decrease in close-following instances
76%
lower loss frequency the first year after installation.
Telematics

Did You Know?

Telematics can also improve driver engagement. In fact, by using safety score and incentives you can help reduce driver turnover.
 
Compared to unengaged drivers, those that are highly engaged are:
 
  • 65% safer on the road1
  • 57% less distracted1

Referral program

If you’re interested in acquiring new telematics devices or upgrading, our knowledgeable team will work with you to understand your needs and provide a consultative recommendation based on the type of solution you’re looking for.
 
  • We partner with a range of market-leading telematics vendors.
  • You have the flexibility to choose the vendor that fits your needs.
  • Negotiated rates may be available from certain vendors, depending on the products and services you select.
  • You may be eligible for a premium discount of up to 5% on each fleet vehicle with qualifying telematics installed (available in AZ, AR, IL, KY, MI, MN, NV, NM, SC, WY)
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1 "Cambridge Mobile Telematics DriveWell Telematics Program Expands to Include Connected Vehicle Data," Repairer Driven News, viewed October 2025."
 
A third party telematics vendor provides all telematics products and services under a separate contract. You are responsible for the payment of all costs and fees associated with your telematics device provider. The Hartford does not warrant, and disclaims all liability for, the telematics vendor’s products and services, including any descriptions of the capabilities or benefits of telematics products and services contained in this brochure.

The Hartford does not warrant that the implementation of any risk engineering recommendation will result in the elimination of any unsafe conditions at your business locations or with respect to your business operations. Further, we do not warrant that the implementation of any risk engineering recommendation will result in compliance with the health, fire, safety standards or codes of any local, state, or federal ordinance, regulation, statute or law. We assume no responsibility for the identification, control or correction of hazards, including unsafe driver behaviors. The provision of risk engineering recommendations shall not constitute our undertaking, on your behalf or for the benefit of others, to determine or warrant that your business operations are safe or healthful, or comply with any law, rule, or regulation.