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Small Business Group Benefits

Think Smarter, Bolder,
Bigger About Small Business

A Dedicated, Responsive Approach

At The Hartford, we recognize the unique needs and challenges of the under-50 employer market. Committed to serving the producers who focus on group benefits for small businesses, we have developed a dedicated, responsive approach to providing customer-centric solutions.

 Group Benefits Small Business Center

We're excited to introduce The Hartford's Group Benefits Small Business Center. It's staffed by a dedicated team of knowledgeable insurance specialists. They'll help deliver a more focused and streamlined response for sales opportunities that involve employers with four to 49 employees. To learn about the Small Business Center as well as key trends in the small business market click here.

Contact our Small Business Center to:

  • Submit requests for proposals (RFPs) for four to 49 employees.
  • Notify us of sold cases for four to 49 employees.
  • Make general sales-related inquiries.

Submitting New Business

For employers with four to 49 employees, submit RFPs for:

  • Group Life & Accident (AD&D) insurance - Product Guide
  • Long-term Disability insurance - Product Guide
  • Short-term Disability insurance - Product Guide
  • Statutory Plans for New York Disability Benefits Law (DBL) and Hawaii Temporary Disability Insurance (TDI)

Many of The Hartford’s Small Business Group Benefit products include various value added services, designed to help employees with the challenges that come before and after a claim. See below for a list of value-added services we offer with our products.

  • Group Life & Accident Insurance:  Beneficiary Assist, Everest Funeral Planning Services, Travel Assist and Identity Theft Protection Services
  • Long-term Disability Insurance: Ability Assist Counseling Services, Travel Assist and Identity Theft Protection Services
  • Short-term Disability Insurance: Travel Assist and Identity Theft Protection Services

To learn more about the value-added services listed, Click Here

The Hartford Group Benefits offers Group Life and Disability coverage to a wide range of industries. Click here for a list of decline to quote industries.

With 4 - 49 Employees:
Industry Codes (SIC) Industry Classification
1000 - 1499 Mining & Quarrying
4500 - 4599 Airlines
4600 - 4699 Pipelines
7641 - 7948 Sports Teams
9999 Non-classifiables
With 4 - 9 Employees:
Industry Codes (SIC) Industry Classification

0100 - 0999 (except 0781-0783)

Agriculture, Forestry & Fishing
2800 - 3999 Manufacturing
88-- Private Households
9100 - 9799 Government/Legislative, Public Administration, etc.


For Ongoing Service and Post-Sale Support

Contact our Customer Solutions Center


When to Call Your Local Sales Representative

  • For all cases with 50+ employees.
  • For cases of any size involving: Outpatient Healthcare (Physicians), Legal, Statutory STD Plans (CA, NJ, PR, RI), Group Retiree Health, Accident Lines (including Business Travel Accident and Stand-alone AD&D)

See a list of Hartford Sales Representatives nearby


Did you know?

Small Business Lessons from Abe Lincoln

President Lincoln, who shares some history with The Hartford, can be particularly motivating for small business owners because he was one. Lincoln owned a general store and later ran a law practice. Donato Monaco, vice president of The Hartford's Group Benefits' Small Business, shares three ways that you can be like Lincoln in your own practice and also help your small businesses customers:

  • Prove your point with a story
  • Progress in the face of adversity
  • Protect what matters

Read Donato's blog on BenefitsPro: "Small Business Lessons from Lincoln."

Partner Reward Program Now Includes Small Business (4-9)

The Hartford has expanded its 2013 Partner Rewards Program eligibility to include Small Business sales and renewals of employer groups with 4-9 lives with an effective date of 1/1/13. This program provides competitive compensation plans designed to recognize and reward broker and agent loyalty and partnerships. To learn more about this program contact a Hartford representative.

Request for Proposal

Winning in the Small Business Marketplace

In our newest webinar, Pat Cronin shares LIMRA’s Small Business survey results on the latest Life and Disability insurance buying trends.

View Webinar
View Presentation Slides

Contact the Small Business Center

1-888-899-9174

Mon. to Fri., 8 a.m. to 8 p.m. EST

Email Us: gbsmallbusiness@thehartford.com

When the Unexpected Happens, Play On

Play On

For 200 years, we’ve been making sure that no matter what happens, small businesses don’t just endure—they prevail.

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Francine’s Story

Francine's Story

A customer shares her experience with Disability insurance from The Hartford.

Francine's Story

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