Skip to main content

Affordable Home Insurance

Ways to Save on
Home Insurance

We want your home insurance policy to provide great coverage – and great savings. That's why we offer you a variety of credits and discounts that help you get affordable homeowners insurance.

Availability of credits or discounts may vary by state or policy plan.

Auto and Homeowners Insurance Bundle

By bundling your auto insurance with your home insurance, you could save big on both.

(Exception: these discounts are not available in Hawaii and Massachusetts. In New Jersey, the discount is applied to the homeowner insurance policy only.)

Retiree Credit

If you and your spouse are retired or work less than 24 hours per week, you are eligible for a credit on your homeowners insurance premium.

(The Retiree Credit does not apply to secondary residences.)

Fire / Burglary System Credits

By upgrading your home security with the combination of a burglar alarm and sprinkler system, you could save up to 20% on your affordable home insurance. Even dead-bolt locks and smoke detectors can save you money.

Renewal Credit

Continue to renew your homeowners insurance policy from The Hartford and save even more.

Call for a Quote

For more information or to request a quote, call The Hartford at

M-F 7 am to 11 pm ET,
Sat-Sun 8 am to 6 pm ET

Expertise on Aging

The Hartford Center for Mature Market ExcellenceSM provides practical information to help people make decisions about driving and housing as they age.

Read More about Aging

Read Helpful Articles

Useful articles on living well, protecting you and your family and getting the most out of life.

Your Car
Your Home
Your Family
Your Work
Your Money
Your Retirement