Law Firms

Business Income/Extra Expense
To reflect the way you do business, our customized
insurance program offers the option of determining
cost based upon billable hours.

Business Income Our program offers coverage for loss of
     income while your firm is unable to conduct its normal business. As
     examples, the coverage would apply if your firm's operations are
     shut down because of:
           - Direct damage to its offices.
           - Damage to critical equipment, such as a telephone system.
           - Or because of a government decree which prevents your employees from
             entering their work premises for a specific period of time.
     Under this provision, our insurance would pay for your firm's
     continuing expenses such as utilities and payroll.

Extra Expense This coverage helps to pay the additional costs
     necessary to get your law firm's operations up and running again
     following an interruption in business. Such costs may include extra
     payroll expenses and the rent or lease of new office space.