Privacy Policy

Last Updated April 7, 2011

The Hartford values your trust and is committed to the responsible management, use and protection of personal information. This Online Privacy Policy describes and supplements other applicable policies, practices and privacy notices that may relate to specific business relationships you have with The Hartford or to certain products or services, as described in the particular privacy notice. At the start of our business relationship with you as a client, we will give you a copy of our Privacy Notice that applies to that relationship if applicable.

This Online Privacy Policy is applicable to all the information collected by The Hartford from you during your use of our Website http://www.thehartford.com and its affiliate sites. We will refer to these websites collectively as the "Site" throughout this Online Privacy Policy.

DEFINITIONS OF TERMS USED ON THIS SITE

Personal Information: Any information that can identify a specific individual.

Aggregate Information: Any information that does not allow us to identify a specific individual. Examples include demographic information, areas visited on the Site or what browser was used to access the Site.

Cookie: Electronic files that your web browser places on your hard drive to retain information relating to visits to and use of a website. Although they allow you to visit the Site more efficiently, they may be disengaged by changing your browser properties.

Pixel Tags: An electronic image, often a single-pixel (1x1), that is ordinarily not visible to Site visitors and may be associated with cookies on the visitors' hard drives.

Internet Protocol Address: An address identifying number that is automatically assigned to your computer by your Internet Service Provider.

TYPES OF PERSONAL INFORMATION WE COLLECT

We collect various types of voluntarily provided personal information from visitors to the Site. This includes such information as:

Names, addresses, email addresses, and other application information and in some instances social security numbers.
Automobile information, phone numbers, birthdates, or claim information that identifies a specific individual.
If you apply for a job with us or register with our career center, we may store your password and a hint as well as information about your work and educational history.

HOW WE USE PERSONAL INFORMATION

We use personal information provided by individuals who visit our Site to fulfill the purpose for which the visitor provided the information, such as:

Completing transactions
Processing claims
Sending you information we think may be of interest to you
Informing you of job opportunities and evaluating your suitability for a job
Providing a quote for one of our products
Completing a survey
Other purposes specifically disclosed at the time the information is requested

We also may de-identify the personal information collected by removing identifiers such as your name or by aggregating information. We may use such aggregate information as described in the section "Other Types of Information We Collect and How We Use It" found below.

HOW WE DISCLOSE PERSONAL INFORMATION

Disclosures Among our Affiliates

We do not use information obtained on this Site for direct marketing purposes. If we share your information for such purpose we will inform you and provide you with an opt-out option, and upon request, a list of all third parties with whom personal information has been shared.

Disclosures to Third Parties

We work with third parties that provide services to us and we may share your personal information with them to complete those services. Those parties can include but are not limited to:

Independent agents, brokerage firms, insurance companies, and other financial service providers
Website hosting or information technology consulting service provider
Marketing and promotion service providers
Data analysis service providers
Legal service providers
Accounting service providers
Administrative service providers
Security service providers
Application service providers

We may also share personal information about visitors, and customers with nonaffiliated companies with whom we have a marketing or other business relationship, including nonaffiliated financial services providers with whom we jointly market products.

Other Disclosures

We may disclose personal information to:

Comply with applicable laws
Respond to governmental inquires or requests
Comply with valid legal processes
Protect the rights, privacy, safety or property of http://www.thehartford.com visitors, customers and the public
Permit us to pursue available remedies or limit the damages that we may sustain
Enforce our Terms of Service

In the event there is a change in the corporate structure of The Hartford, such as a merger, consolidation, sale, liquidation or transfer of substantial assets, The Hartford may, in its sole discretion, transfer, sell or assign information collected on and through this Site, including personal information about you, to one or more affiliated or nonaffiliated third parties.

OTHER TYPES OF INFORMATION WE COLLECT AND HOW WE USE IT

We may gather and store aggregate information about visitors. The collection of this aggregate information enables us to measure the number of visitors to various portions of the Site, diagnose problems with our server, administer the Site and track visitor activity. We will use this aggregate information to learn more about what you and our customers are expecting from our services, and tailor and improve the Site. Because aggregate information collected on the Site does not personally identify you, we may use aggregate information for any purpose whatsoever, and share aggregate information with third parties for any purpose whatsoever. Below are ways we may collect this aggregate information:

HTTP cookies, flash cookies, or other similar technologies.
Pixel-tags also known as web beacons or clear GIF's or similar means. The data collected includes such anonymous information as what operating system and browser you use, how you navigate to and through our Site, how long you stay on our web pages, and when you open emails from us.
Internet Protocol address which is identified and logged automatically in our server log files whenever you visit the Site, along with the time(s) of your visit(s) and the page(s) that you visited. Collecting Internet Protocol addresses is standard practice on the Internet and is done automatically by many websites.

We also use service providers to help us develop applications for your convenience, such as to submit a claim through your mobile device. These application service providers may use tracking pixels, agents or other visitor identification technology to collect certain non-personal information, such as your browser type, your operating system, and other information that does not identify you. The application service providers do not receive your claims information or any other information that identifies you.

LINKS TO OTHER WEBSITES

This Site contains links to other websites. The operators of those other websites may collect information about you, through cookies or other technologies. If you link to another website, you will leave The Hartford Site and this Online Privacy Policy will not apply to your use of and activity on those other sites.

If you provide personal information through any other site, your transaction will occur on that website (not The Hartford Site) and the personal information you provide will be collected by, and controlled by, the privacy policy of that website operator. Links on the Site to other websites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. We encourage you to read the legal notice posted on those sites, including their privacy policies. We have no responsibility or liability for your visitation to, and the data collection and use practices of, other sites.

CHILDREN'S PRIVACY

The Hartford's Site is not directed to or intended for children. The Hartford does not knowingly collect or post information from children under the age of 13 in compliance with laws protecting the privacy of children. You can visit the Federal Trade Commissions website to learn more about the Children's Online Privacy Protection Act (COPPA).

SOCIAL MEDIA

The Hartford maintains profiles and/or pages on various social media sites including Facebook and Twitter. If you choose to “Like” The Hartford on Facebook, “Follow” The Hartford on Twitter, or take any similar action on another social media site, you are providing your consent to receive information updates, including solicitations, from The Hartford. To stop receiving this information from The Hartford on a social media site, you must follow the procedure established by the site. For example, on Facebook, you must click “Unlike” on The Hartford’s page, and, on Twitter, you must click “Unfollow” on The Hartford’s profile.

OUR SECURITY PROCEDURES

We take reasonable precautions to safeguard the personal information transmitted between visitors and the Site and the personal information stored on our servers. Unfortunately, no method of transmitting or storing data can be guaranteed to be 100% secure. As a result, although we strive to protect your personal information, we cannot ensure the security of any information you transmit to us through, or in connection with, the Site. If you have reason to believe that your interaction with us is no longer secure (for example, you feel that the security of any account you might have with us has been compromised), you must immediately notify us of the problem by contacting us at The Hartford - Privacy Office (Law-B1E), 200 Hopmeadow Street, Simsbury, CT 06070. In the unlikely event that we believe the security of your personal information in our possession or control may have been compromised, we may seek to notify you of that development. If notification is appropriate, we would endeavor to do so as promptly as possible under the circumstances, and, to the extent we have your email address, we may notify you by email.

If you receive an email or other correspondence requesting that you provide any sensitive information (including your password or social security number) via email or to a website that does not seem to be affiliated with the Site, or that otherwise seems suspicious to you, please do not provide such information. Report such requests to us at The Hartford - Privacy Office (Law-B1E), 200 Hopmeadow Street, Simsbury, CT 06070.

WHERE THE HARTFORD STORES AND MAINTAINS INFORMATION

This Online Privacy Policy applies to our United States operations. We maintain the Site in the United States and the Site is not intended to subject The Hartford or any affiliated entity to the laws or jurisdiction of any state, country or territory other than that of the United States. The Hartford does not represent or warrant that the Site, or any part thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to access the Site, do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations.

CHANGES TO POLICY

We reserve the right to amend this Online Privacy Policy at any time in order to address future developments of The Hartford, the Site or changes in industry or legal trends. We will post the revised Online Privacy Policy on the Site or announce the change on the home page of the Site. You can determine when the Online Privacy Policy was revised by referring to the "Last Updated" legend on the top of this policy. Any changes will become effective upon the posting of the revised Online Privacy Policy on the Site. By continuing to use the Site following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Online Privacy Policy, in whole or part, you can choose to not continue to use the Site. If you have any questions or comments about this Online Privacy Policy, please feel free to contact us at The Hartford - Privacy Office (Law-B1E), 200 Hopmeadow Street, Simsbury, CT 06070.

This Privacy Policy applies to our United States Operations

We value your trust. We are committed to the responsible:
a) management;
b) use; and
c) protection;
of Personal Information.

This notice describes how we collect, disclose, and protect Personal Information. We collect Personal Information to:
a) service your Transactions with us; and
b) support our business functions.

We may obtain Personal Information from:
a) You;
b) your Transactions with us; and
c) third parties such as a consumer-reporting agency.

Based on the type of product or service You apply for or get from us, Personal Information such as:
a) your name;
b) your address;
c) your income;
d) your payment; or
e) your credit history;
may be gathered from sources such as applications, Transactions, and consumer reports.

To serve You and service our business, we may share certain Personal Information.

We will share Personal Information, only as allowed by law, with affiliates such as:
a) our insurance companies;
b) our employee agents;
c) our brokerage firms; and
d) our administrators.

As allowed by law, we may share Personal Financial Information with our affiliates to:
a) market our products; or
b) market our services;
to You without providing You with an option to prevent these disclosures.

We may also share Personal Information, only as allowed by law, with unaffiliated third parties including:
a) independent agents;
b) brokerage firms;
c) insurance companies;
d) administrators; and
e) service providers;
who help us serve You and service our business.

When allowed by law, we may share certain Personal Financial Information with other unaffiliated third parties who assist us by performing services or functions such as:
a) taking surveys;
b) marketing our products or services; or
c) offering financial products or services under a joint agreement between us and one or more financial institutions.

We will not sell or share your Personal Financial Information with anyone for purposes unrelated to our business functions without offering You the opportunity to:
a) "opt-out;" or
b) "opt-in;"
as required by law.

We only disclose Personal Health Information with:
a) your proper written authorization; or
b) as otherwise allowed or required by law.

Our employees have access to Personal Information in the course of doing their jobs, such as:
a) underwriting policies;
b) paying claims;
c) developing new products; or
d) advising customers of our products and services.

We use manual and electronic security procedures to maintain:
a) the confidentiality; and
b) the integrity of;
Personal Information that we have. We use these procedures to guard against unauthorized access.

Some techniques we use to protect Personal Information include:
a) secured files;
b) user authentication;
c) encryption;
d) firewall technology; and
e) the use of detection software.

We are responsible for and must:
a) identify information to be protected;
b) provide an adequate level of protection for that data;
c) grant access to protected data only to those people who must use it in the performance of their job-related duties.

Employees who violate our Privacy Policy will be subject to discipline, which may include ending their employment with us.

At the start of our business relationship, we will give You a copy of our current Privacy Policy.

We will also give You a copy of our current Privacy Policy once a year if You maintain a continuing business relationship with us.

We will continue to follow our Privacy Policy regarding Personal Information even when a business relationship no longer exists between us.

As used in this Privacy Notice:

Application means your request for our product or service.

Personal Financial Information means financial information such as:
a) credit history;
b) income;
c) financial benefits; or
d) policy or claim information.

Personal Health Information means health information such as:
a) your medical records; or
b) information about your illness, disability or injury.

Personal Information means information that identifies You personally and is not otherwise available to the public. It includes:
a) Personal Financial Information; and
b) Personal Health Information.

Transaction means your business dealings with us, such as:
a) your Application;
b) your request for us to pay a claim; and
c) your request for us to take an action on your account.

You means an individual who has given us Personal Information in conjunction with:
a) asking about;
b) applying for; or
c) obtaining;
a financial product or service from us if the product or service is used mainly for personal, family, or household purposes.

This Privacy Policy is being provided on behalf of the following affiliates of The Hartford Financial Services Group, Inc.:

1stAGChoice, Inc.; Access CoverageCorp, Inc.; Access CoverageCorp Technologies, Inc.; American Maturity Life Insurance Company; Archway 60 R, LLC; Business Management Group, Inc.; Catalyst360, LLC; Champlain Life Reinsurance Company; DMS R, LLC; Eloy R, LLC; Ersatz Corporation; First State Insurance Company; Hartford Accident and Indemnity Company; Hartford Administrative Services Company; Hartford Casualty General Agency, Inc.; Hartford Casualty Insurance Company; Hartford-Comprehensive Employee Benefit Service Company; Hartford Equity Sales Company, Inc.; Hartford Fire General Agency, Inc.; Hartford Fire Insurance Company; Hartford Funds Management Company, LLC; Hartford Funds Management Group, Inc.; Hartford HLS Series Fund II, Inc.; Hartford Insurance Company of Illinois; Hartford Insurance Company of the Midwest; Hartford Insurance Company of the Southeast; Hartford Integrated Technologies, Inc.; Hartford International Life Reassurance Corporation; Hartford Investment Financial Services, LLC; Hartford Investment Management Company; Hartford Life and Accident Insurance Company; Hartford Life and Annuity Insurance Company; Hartford Life Insurance Company; Hartford Life Private Placement, LLC; Hartford Lloyd’s Corporation; Hartford Lloyd’s Insurance Company; Hartford Mezzanine Investors I, LLC; Hartford Residual Market, L.C.C.; Hartford Retirement Services, LLC; Hartford Securities Distribution Company, Inc.; Hartford Series Fund, Inc.; Hartford Specialty Insurance Services of Texas, LLC; Hartford Strategic Investments, LLC; Hartford Underwriters Insurance Company; Hartford Technology Services Company, L.L.C.; Hartford of Texas General Agency, Inc.; Hartford Underwriters General Agency, Inc.; HARTRE Company, L.C.C.; HL Investment Advisors, LLC; HLA LLC; Horizon Management Group, LLC; HRA Brokerage Services, Inc.; Lanidex Class B, LLC; M-CAP Insurance Agency, LLC; New England Insurance Company; New England Reinsurance Corporation; Nutmeg Insurance Agency, Inc.; Nutmeg Insurance Company; Pacific Insurance Company, Limited; Planco, LLC; Property and Casualty Insurance Company of Hartford; Revere R, LLC; RVR R, LLC; Sentinel Insurance Company, Ltd.; Sunstone R, LLC; Symphony R, LLC; The Evergreen Group Incorporated; The Hartford Alternative Strategies Fund; The Hartford Mutual Funds, Inc.; The Hartford Mutual Funds II, Inc.; Trumbull Flood Management, L.L.C.; Trumbull Insurance Company; Twin City Fire Insurance Company; White River Life Reinsurance Company.

HPP Revised February 2013

We value your trust, and we are committed to the responsible protection of your Social Security number ("SSN"). This notice applies to any SSN that we collect in the course of our business. We protect the confidentiality of SSNs, including by maintaining manual and electronic security procedures to guard against unauthorized access to SSNs. We also limit access to SSNs, including by only granting access to SSNs to our employees who use that information to perform their job-related duties. In addition, we do not disclose SSNs to third parties, except where required or permitted by law.