Management & Professional Liability Insurance
Shield Your Business
In a world where lawsuits are common, having added professional liability insurance isn’t just smart—it’s a necessity. That’s why The Harford offers a full suite of dedicated management & professional liability insurance policies to give you or your organization an added layer of protection for your specific responsibilities and exposures.
From lawyers and home inspectors to non-profits and private companies, we have a full range of specialized coverage options tailored your unique needs.
Feel confident you'll be prepared for whatever comes your way with Management Liability insurance from The Hartford. All coverages and services may not be available for all businesses or in all states. For details on what coverages and services are available to you, contact your agent at The Hartford today.
Directors and Officers Liability (D&O) Insurance
Protects directors and officers of public, private and non-for-profit corporations against loss (damages and defense cost) arising out of their status or conduct. Common claims allege breach of duty, security law violations and unfair competition.
Employment Practices Liability (EPL) Insurance
For claims arising out of employment practice disputes, this coverage protects individuals and companies from resulting damages and defense costs. Common claims allege discrimination, sexual harassment wrongful termination and wrongful discipline.
Fidelity (Crime) Insurance
Offers organizations protection against loss of money, securities or other property resulting from theft. Common claims include employee dishonesty, forgery, robbery, wire transfer fraud and other such criminal acts.
Fiduciary Liability Coverage
Protects fiduciaries (as defined by ERISA) against loss (damages and defense cost) arising from the administration and management of employee benefit and pension plans. Common claims allege ERISA violations, negligent advice, and careless plan management.
Kidnap/Ransom & Extortion Coverage (K&R)
Can provide reimbursement for ransom monies paid in the event of a covered kidnapping or extortion event. Companies who ask employees to travel overseas for business purposes often purchase this insurance at minimal cost to protect employees and their guests during such travel and business related activities at home or abroad.
Minimize exposure to damaging claims and high-risk situations with protection you can count on from The Hartford. All coverages and services may not be available for all businesses or in all states. For details on what coverages and services are available to you, contact your agent at The Hartford today.
Accountants Professional Liability
Designed for small to medium private accounting firms (1 to 50 professionals) including CPAs, public accountants, enrolled agents, tax preparers, bookkeepers and other accounting professionals. Each policy can be customized to the specific needs of each accounting firm.
Even the most traditional "brick and mortar" enterprise relies on technology for day-to-day operations. Protects information assets from a variety of risks including computer viruses, malicious code and hardware theft. To make sure businesses can continue their day-to-day operations and run smoothly.
Employed Lawyers Liability
In-house attorneys face several perils when working for a company. Whether working for large or small, public or private, for profit or non-profit organizations, in-house attorneys are called upon to provide legal opinions on a wide array of business matters.
Financial Services Liability
Professional liability and directors and officers liability insurance is essential for sophisticated insureds. Even companies with advanced risk management practices still request this coverage, as laws and regulations governing their business practices often change faster than their business can.
Home Inspectors Professional Liability Program
Designed for residential home inspector firms with 1 to 5 inspectors. The program provides coverage which can be customized to the specific needs of each home inspection firm.
Lawyers Professional Liability
No two law firms are alike. And we understand that a sole practitioner has different coverage needs than a much larger firm. That's why The Hartford has developed three different professional liability products to meet the needs of any size firm.
Miscellaneous Professional Liability
Errors and omissions insurance has become an increasingly important component in almost every business transaction. Managerial decisions to award contracts are often contingent upon the presence of professional liability insurance from a highly rated and financially stable insurance carrier yet only 48% of buyers buy protection.
Private Equity Policy
Private Equity Fund and Management Liability and Professional Liability (E&O) coverage for private equity funds and venture capital funds. Comprehensive coverage for the fund(s), the general partner(s) and all affiliated entities.
Real Estate Professional Liability
Provides a full service solution for the Real Estate Errors and Omissions industry. The Select Solutions department of Hartford Financial products offers coverage for small to mid-size real estate firms with our Miscellaneous Errors and Omissions department responding to the needs of large, more complex brokerage firms.
Technology Professional Liability
One professional liability policy will not work for every tech company. Each tech company needs coverage that fits their unique business model – and their future business model.