Cross Selling Made Simple

We have a winning combination for our agents – an industry leading small commercial BOP and a more competitive commercial automobile offering. Combined, these policies pack a powerful one-two punch for your small business clients!

Go for the gold standard

You asked us to provide a simplified small commercial business policy – and we listened. Our gold-standard Spectrum BOP has increased thresholds so you can quote larger businesses.

Small Commercial coverage highlights in our Gold-Standard Spectrum BOP include:

• Business Income – ALS basis*
• Liability limit option to $2M/$4M on the base policy
• Identity Recovery Coverage
• Equipment Breakdown at no additional charge
• Blanket Property Limits available

Driven to provide a competitive auto product

What’s important to you as an agent when it comes to commercial auto? You want competitive prices and ease of doing business – and The Hartford can deliver on both. 

Our commercial auto coverage goes beyond the standard protection, including 17 coverage enhancements in one convenient auto policy that helps protect small businesses. 

Here are a few of the coverages that could be especially relevant to your clients’ businesses:** 

•  Hired auto physical damage
•  Hired auto foreign country
•  Employees as additional insureds
•  Newly acquired organization
•  Waiver of subrogation
•  Rental car costs
•  No deductible on glass repairs
•  Installed electronic equipment
•  Lease gap coverage

And more …

Of course, the true test of an insurance company is how well it handles claims. Count on The Hartford to provide top quality claim service. In addition, The Hartford has contracts with qualified auto repair shops across the country that aim to provide quality, hassle-free auto repairs guaranteed for as long as your policyholder owns the vehicle.

Call your Hartford Sales Rep today for more information. Or access The Hartford’s marketing tools, including new Select Customer Definition charts from the Small Commercial section of the EBC and on iMarket.

*Specified limit for Manufacturers available for some classes only.
**All coverages not available in all states.

This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.