The Hartford’s Commercial Auto: Faster, Easier & More Competitive

Throughout the month of December, most states received new auto rates* and all states received ICON enhancements that make it faster and easier to write commercial auto business.
 

Your feedback told us our small commercial automobile rates needed to be more competitive – we’ve changed them based on your input. The rates are new from the ground up, including new base rates, new liability rates for PPTs and light trucks, and new secondary rate factors. The Hartford now has more pricing tiers available as well, making our offering more competitive than ever before.

Our ICON 2.0 enhancements include:

        • A dynamic VIN & Year/Make/Model/Body Type “Help” function that provides better messaging and a 
           more intuitive screen flow.
          • Feedback screens that provide information about the quality of the VIN entered, and in some cases,
            tell you which characters are wrong so you don’t have to hunt for and compare all 17!
          • Drop-down boxes for the vehicle year, make, model and body type. (In the past, the information was
             free-form which could easily lead to typos and other mistakes).
          • A consolidated one-vehicle screen, so you don’t have to toggle back and forth between screens.
          • The vehicle “use” box, required for trucks, may pre-fill based on the class of business. A clear
           description for each type of use will display on the screen. You will be able to change the “use” default
           when circumstances warrant. Correctly defining the vehicle use helps us get you a more accurate
           quote in a shorter amount of time.

Enhanced products and ease of doing business – The Hartford is working hard to be your number one small commercial carrier. Give our new auto offering a try. We’d love to hear your feedback.

Questions or comments regarding Small Commercial’s Auto offering may be directed to your local Hartford Sales Representative or Underwriter.

*New rates have been approved in the following states as of 2/1/07: AL, AR, AZ, CO, CT, DC, DE, FL, IA, ID, IL, IN, KS, KY, MD, ME, MI, MN, MO (3/3/07), MS, MT, NC, ND, NE, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WI, WV, WY. Other states will have access to the new rates pending state approval. Contact your local Hartford sales manager or sales representative for information on your specific state.

The coverages and premium stated in the Commercial Insurance Proposal generated through ICON 2.0 are preliminary and subject to change based on additional underwriting review.

Rate availability based on state approval. Not applicable in California, Massachusetts, Alaska, or Hawaii.

All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.