What Hartford Agents Need To Know About Hartford Flood

The Hartford, through an agreement with the Federal Insurance Administration, sells and services federal flood insurance policies.  Hartford Flood is a leading flood writer of Personal and Commercial flood policies as a Write Your Own (WYO) company participating in the National Flood Insurance Program (NFIP).

Flooding is the nation’s number one natural disaster, occurring both inland and on the coast.  Flash floods, inland flooding and seasonal storms flood every region of the country.  FEMA indicates twenty to twenty-five percent of all flood insurance claims are filed in low-to-moderate flood-risk areas.  Virtually all of us are in a flood zone.

And while there are obvious threats of flood, e.g., hurricanes,  heavy rainstorms, and melting snow, one can also experience flooding from other not-so-obvious causes:

                    • Damaged water mains
                    • Broken levees and dams
                    • Ruptured tanks and towers
 

A basic Homeowners insurance policy and most commercial property policies do not protect your clients against damage from flood.

Fortunately, this valuable protection is available for your clients through Hartford Flood, financially backed by the National Flood Insurance Program (NFIP).  Federal flood insurance protects buildings and contents from damage caused by rising water associated with flooding.  Available coverages, subject to applicable policy terms, include:

                    • Structural elements, including walls, floors, equipment and fixtures
                    • Contents, such as furniture, appliances, carpeting and wall and floor coverings
                    • Personal items like clothing, audio equipment and televisions
 

Hartford Flood offers you, our valued agents:

                    • Simple Agency Enrollment Process
                    • Easy On-Line Internet access for Quotes/Applications and Flood Zone Determinations
                    • Live Customer Service (8 A.M.-8 P.M. EST)
                    • Free and Certified Flood Zone Determinations
                    • E-Delivery Dec Pages
                    • Electronic Funds Transfer-EFT Payments
                    • Competitive Commissions
                    • Dedicated Sales Director for your Marketing Territory
                    • Direct Access to Excess Flood and Private Flood Market
 

Don’t be fooled into thinking that flooding cannot happen to your clients.  To enroll in Hartford Flood, simply go to www.hartfordfloodinsurance.com, or call Ken Dunnett, Assistant Vice President, Sales at 866-553-5663, extension 73807.