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Cargo Carrier Choice

No Limits to
Limit Your Business.

When your trucks hit the road, over-the-road events can hit back pretty hard. Theft. Collision. Overturns. Cargo Handling. Spoilage. There seems to be no limit to the things that can disrupt your business.

So, why do some insurance company policies limit the liability they’ll handle? At The Hartford, we’ll help protect all the goods you’ve contracted to carry – and do it without limits. Your cargo covered even if your driver makes unscheduled or temporary stops.

We’ve been down this road before.

No one understands your industry better than The Hartford. 

Our experience working with common carriers, contract carriers, private carriers and specialized carriers is reflected in our Cargo Carrier Choice Policy. As a result, we’ve developed broad protection that reflects real-world experience.

For instance, all goods placed in your care, control or custody are covered without limitations. Goods are protected for your full legal liability, not just the actual cash value, which is often lower.

While your main business is trucking, Cargo Carrier Choice extends your liability coverage as a warehouseman, or bailee on all property you’ve agreed to ship.

Ship to Shore and In-between.

Any cargo or property that’s on the move, whether by truck, international air service or ship can be covered by The Hartford’s wide array of marine insurance policies.

We have a team of marine insurance experts who’ll help make sure your cargo, as well as your business, is properly protected – from underwriters who understand how to properly assess risk and competitively quote costs to claims handlers authorized to settle large losses quickly and fairly..

Protecting Your Reputation

When you need to make a claim, we know that getting you back on the road is mission critical. We don’t just provide fast, fair claim service. Your claims are given business priority because we know that your company’s good name rides along with every shipment.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company or life and accident insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Loss Control Services

Loss Control Services Video

Our Loss Control Team is committed to helping you prevent and control loss exposure.

Watch video

Learn how Loss Control can help your business

Resources for Agents

Visit The Hartford's Electronic Business Center (EBC) to quote, bind and request policy issuance. 
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Learn about our Quote Marine Tool on the EBC (PDF)