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Contractor’s Equipment

Lost Equipment Can Mean
Lost Opportunity

When fire, theft or vandalism destroys your equipment, you can lose a lot more than just equipment. Damaged or missing equipment can lead to missed opportunity and lost profits.

What’s In The Toolbox

The Hartford offers broad coverage for contractor’s equipment. Replacement cost coverage is included for equipment that’s less than five years old. Newly acquired equipment can be easily added to and covered by your policy. Smaller tools and equipment not specifically listed on the policy can be covered as well. You’ll even be able to include employee tools and clothing.

Some companies exclude leased, borrowed or rented equipment. The Hartford not only can provide protection, it will help pay for any continuing charges that may be required.

Then there’s the equipment you own that’s too expensive to sit idle. If you decide to rent or lease it to other companies, The Hartford’s coverage can help protect it if it’s damaged, lost or stolen.

Tick. Tick. Tick.

Time doesn’t stop for lost, stolen or broken equipment. It’s one reason why The Hartford provides expedited service. Replacing specialized contractor’s equipment and getting it to the job site on a timely basis costs money. No problem. We can cover those expenses and others such as supplying funds for a reward to help recover stolen equipment.

Ladder Up

You have the option to extend your coverage, or raise it to meet new demands as your business handles bigger jobs. Contractor’s Equipment Silver increases your available limits on essential coverages,

We’re On The Job 24/7

A team of specialists, across the country are ready whenever you need them. We understand just how important your equipment is to your bottom line and your reputation—we’re here to protect both.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company or life and accident insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Resources for Agents

Visit The Hartford's Electronic Business Center® (EBC®) to access Quote Marine® to quote and bind your smaller inland and ocean risks.

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Learn more about QuoteMarine (PDF)