Lost Equipment Equals
If fire, theft or vandalism destroys your equipment, you can lose a lot more than just equipment. Without the right tools, right when you need them, jobs can be jeopardized. Missing equipment can equate to missed opportunity.
What’s In The Toolbox
The Hartford offers contractors broad coverage. Replacement cost coverage is included for equipment that is less than 5 years old. New equipment can be easily covered, and added to your policy. Smaller tools and equipment that’s not specifically on the policy can be covered as well. You’ll even be able to include employee tools and clothing.
Some companies exclude leased, borrowed or rented equipment. The Hartford not only can provide protection, it will help pay for any continuing charges that may be required.
Then there’s the equipment you own that’s too expensive to sit idle. If you decide to rent or lease your equipment to other companies, Contractors Insurance can help protect it if it’s damaged, lost or stolen.
Tick. Tick. Tick.
Time doesn’t stop for lost, stolen or broken equipment. It’s one reason why The Hartford provides expedited service. Replacing specialized equipment and getting it to the site on a timely basis costs money. No problem. We’ve factored those expenses and many others such as supplying funds for a reward to help recover stolen equipment. Whatever it takes to help you get the job done, we’re here to help.
You have the option to extend your coverage, or raise it to meet new demands as your business handles bigger jobs. Contractor’s Equipment Silver increases your available limits on essential coverages,
We’re On The Job 24/7
A team of specialists, across the country are ready whenever you need them. We understand just how important your equipment is to your bottom line and your reputation—we’re here to protect both.
This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company or life and accident insurance company subsidiaries of The Hartford Financial Services Group, Inc.
Loss Control Services
Resources for Agents
Visit The Hartford's Electronic Business Center (EBC) to quote, bind and request policy issuance.