Skip to main content


Protect Your Profit with
Help from The Hartford

Insurance that covers equipment, material and labor costs is good. Insurance that also covers your profit is better. That’s just one reason why so many contractors choose installation insurance from The Hartford.

You Install It. We Protect It.

If you install electrical wiring, plumbing fixtures, medical equipment, HVAC or other specialized equipment, The Hartford’s installation coverage can give you broad protection that includes more than just labor and cost of materials. It also covers temporary structures, scaffolding, construction signs and more.

It’s Automatic

The Hartford’s Installation Insurance has specific coverages that automatically activate if and when you need them. Coverage for testing newly installed equipment. Cash to replace blueprints, schematics and other paper and electronic documents. We also cover debris removal as well as pollutant clean-up.

Tools are Covered, too

You’ve made an investment in the tools of your trade. Whether you use basic or highly specialized tools and equipment, The Hartford’s installation insurance covers owned or leased tools at the job site.

Upgrade Your Protection

You have a loss that slows your work. What do you do if labor and material costs fluctuate significantly from the start of the project to its completion? Or if you have to pay additional fees (sometimes called soft costs) for architects, engineers, additional taxes or interest on construction loans after the loss? The Hartford provides optional coverages to help handle these expenses.

Installing Confidence

Having The Hartford’s Installation Insurance can instill confidence in your current and future clients. We’re known for providing fast and fair claim service and our reputation has put us in good standing with clients for over 200 years.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company or life and accident insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Featured Downloads

Resources for Agents

Visit The Hartford's Electronic Business Center® (EBC®) to access Quote Marine® to quote and bind your smaller inland and ocean risks.

Log in

Learn more about QuoteMarine (PDF)