Cover Your Profits
Not Just Losses
Insurance that covers equipment, material and labor costs is good. Insurance that also protects your profits is better, and one reason why so many choose Installation Insurance from The Hartford.
Based upon your profit assumptions, we’ll reimburse you for the profits you would have made, right up until the moment you made the claim. So you’ll have protection for your incomes as well as your losses.
You Install It. We’ll Protect It.
So, if you’re installing electrical work, plumbing fixtures, medical equipment, HVAC or any specialized equipment, The Hartford’s Installation coverage gives you broad protection that includes more than just labor and cost of materials. It also covers temporary structures, scaffolding, construction signs and more.
The Hartford’s Installation Insurance has specific coverages that automatically activate if and when you need it. Coverage for testing newly installed equipment. Cash to replace blueprints, schematics and other paper and electronic documents. We also cover debris removal as well as pollutant clean-up.
Tools are Covered, Too
Your tools and equipment are highly specialized; especially when you’re installing today’s sophisticated electrical, plumbing, HVAC and digital equipment. The Hartford’s Installation Insurance covers owned or leased tools at the job site.
Upgrade Your Protection
What do you do if labor and material costs fluctuate significantly from the start of a project to completion? Or if you find yourself paying additional fees (some times called soft costs) for architects, engineers, additional taxes or interest on construction loans? The Hartford provides optional coverages to help handle unforeseen expenses.
Having the Hartford’s Installation Insurance can instill confidence in your current and future clients. We’re known for providing fast and fair claim service and our reputation has put us in good standing with clients for over 200 years.
This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company or life and accident insurance company subsidiaries of The Hartford Financial Services Group, Inc.
Loss Control Services
Resources for Agents
Visit The Hartford's Electronic Business Center (EBC) to quote, bind and request policy issuance.