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Miscellaneous Inland Marine

Insure It
So You Can Replace It

When your business includes responsibility for the property of others, utilizes specialized equipment, or owns unique or high value property, you need to look beyond the standard package or property policy for protection.

You may need to look for the specialized coverage of an inland marine policy.

It’s Not About Inland Waterways

Inland Marine is a specialized type of insurance policy sometimes referred to as a “floater” because it typically covers property such as medical diagnostic equipment or clothing left with a dry cleaner. It can also cover property such as bridges and cell phone towers that enable transportation or communication.

Find the Right Match

More than 250 inland marine policies are available. One is sure to meet the needs of your business.

A few common examples include:

  • Bailees
  • Collectibles
  • Communication towers
  • Entertainment equipment
  • Exhibitions
  • Fine arts
  • Medical diagnostic equipment
  • Musical instruments
  • Rolling stock
  • Scientific instruments
  • Signs
  • Vending machines

And Customize It

When you need a little something more, our marine underwriting specialists have the tools and knowledge to help your insurance agent customize your coverage.

This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company or life and accident insurance company subsidiaries of The Hartford Financial Services Group, Inc.

Resources for Agents

Visit The Hartford's Electronic Business Center® (EBC®) to access Quote Marine® to quote and bind your smaller inland and ocean risks.

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Learn more about QuoteMarine (PDF)