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Collectible Car Insurance

Collectible Car Coverage

Collectible Cars Get Great Benefits

If you have a collectible vehicle, The Hartford has partnered with American Modern Insurance Group to offer collectible car insurance specifically geared to the needs of auto owners like you.

One of the questions we field most often for this category is, “How do you define a collectible auto?” This distinction includes many types of vehicles such as classic cars, antiques, exotics, custom cars, muscle cars, and even vehicles currently under restoration.

Save on Collectible Car Insurance

Collectible vehicles are eligible for many of the same discounts as "everyday" vehicles. For example, you may be eligible for discounts if you have an anti-theft device in your car, if you take an approved Defensive Driver Course, or if you are a member of a car club.

Availability of discounts and credits may vary by state.

Insurance Coverage

In most states, the amount of coverage provided for a collectible auto is determined using "agreed value" - the amount of coverage that you and The Hartford agree on as the value for the car, based on a recent, certified appraisal or photos of the vehicle.

The following coverages are available (varies by state):

  • Bodily Injury Liability
  • Property Damage Liability
  • Physical Damage to your auto (mandatory for collectible autos)

For an additional premium, you may be able to add the following optional coverages (varies by state):

  • Towing
  • Trip Interruption
  • Full Glass
  • Spare Parts

24/7 Roadside Assistance

When you’re stranded, you want to call someone you can trust. Now you can add emergency roadside service. Whether it’s to add gas to your tank, fix your flat tire or unlock a door, we will immediately send qualified service to assist you – whenever and wherever you need it.

Hassle Free Claim Service

When you have a claim, it’s good to know that your insurance company has the collectible vehicle experience and know-how to make the claims process as smooth as possible.
 

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change.

This Program is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Southern Home Insurance Company in FL and LA, Consumer County Mutual Insurance Company in TX, American Family Home Insurance Company d/b/a AFH Insurance Company (Lic. No 2961-1) in CA, and American Modern Home Insurance Company in all other states, through Nutmeg Insurance Agency Inc. Nutmeg Insurance Agency Inc. is an affiliate of Hartford Fire Insurance Company, One Hartford Plaza, Hartford, CT 06155. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by the insurance companies of American Modern Insurance Group, Inc.

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