Skip to main content

Renters Insurance Coverage

Coverage Options
for Renters

Nobody plans on having theft, fire, or water damage happen in their home. But sometimes, it just happens. And your landlord doesn't insure your personal property. Luckily, The Hartford offers renters insurance coverage that's designed to protect you and your belongings.

Not all coverages are available in all states.

Personal Property

This renters insurance coverage protects your personal belongings, such as furniture, clothing and appliances. You can purchase additional coverage to provide enhanced protection for particularly valuable items and other special possessions.

Loss of Use

This renters insurance coverage is available when you cannot live in your rental unit due to a covered loss. It pays reasonable and customary living expenses up to the limit provided in your renters insurance policy.


This renters insurance coverage provides for your legal defense against a liability claim and it will pay any court judgments for covered losses against you, up to the policy limit.

Medical Payments

This renters insurance coverage pays emergency medical bills for anyone injured on your property or any injury caused by a member of your family or a pet, regardless of where it happens. All bills are paid, up to your renters insurance policy limit, whether or not you're legally responsible.

Call for a Quote

For more information or to request a quote, call The Hartford at

M-F 7 am to 11 pm ET,
Sat-Sun 8 am to 6 pm ET

Expertise on Aging

The Hartford Center for Mature Market ExcellenceSM provides practical information to help people make decisions about driving and housing as they age.

Read More about Aging

Read Helpful Articles

Useful articles on living well, protecting you and your family and getting the most out of life.

Your Car
Your Home
Your Family
Your Work
Your Money
Your Retirement