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The Hartford's commercial general liability policy includes many enhancements over the industry standard coverage. And given today's litigious society, these insurance "extras" are more essential than ever. Highlighted below are a few of the ways our policy would protect you if others claim your business is legally responsible for their loss or injury.

 

Review Our Enhanced General Liability Coverages

What We Cover	How You Will Benefit
Damage to Premises Rented to You	Our policy will pay up to a specified limit if you are responsible for damages to the premises you rent or occupy if the damage results from fire, lightning or explosion.
Personal and advertising injuries	Our policy is designed, to protect your business from claims of false arrest, malicious prosecution, libel, slander, wrongful eviction, discrimination or humiliation, or invasion of the right of privacy. We can also protect you if others claim you infringed on their copyrights in your advertisements or that you copied their advertising ideas.
Medical Payments	This coverage is designed to pay applicable medical costs if someone is injured on your premises and needs medical treatment.
Additional Insureds	If a written contract requires you to name someone else as an additional insured on your policy, we'll automatically extend that status to them. We will also provide them with primary coverage if that's required by contract.
Bodily Injury and Property Damage Liability	If your business is held liable for someone's injury or property damage, The Hartford's policy would help protect you against financial loss.
Computer Fraud	This coverage helps protect you if someone steals your money, securities or other property "electronically" through the computer.
Employment Practices Liability	This coverage is designed to protect employers who are sued for sexual harassment, wrongful termination or discrimination.

 

This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.