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Not sure you really need a disaster recovery plan for your small business? Well, here's a statistic that might convince you. On average, over 40% of businesses that don't have a disaster plan go out of business after a major loss such as a fire, a break–in, or a storm.

There's no reason a temporary setback needs to turn into a permanent failure, not if you protect your business before disaster strikes. The first step is creating a disaster recovery plan. You can get started right now, with our simple, step–by–step interactive guide. We'll point out some key things to consider, and then prompt you to enter specifics on your situation. In about fifteen minutes, you'll be able to view and print your own plan. Of course, this plan won't include all the details you need to address, but it can help you create the foundation of your disaster recovery plan.

This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.