Industry Solutions
Manufacturers
At The Hartford, we put our years of experience with companies such as yours to work for you. We understand your business and tailor coverage to meet the specific needs of Manufacturers and protect what’s most important to you. So, you not only get our core coverage, you also get the benefit of enhanced protections specifically for your industry. Review a sampling of our industry-specific coverages for Manufacturers below.
Property Coverage for Manufacturers
| What We Offer | How You Will Benefit |
| Commodity Market Value | Because the market price of precious metals may fluctuate significantly based on economic conditions that affect prices, this coverage provides for valuation based on market price at the time and place of loss or damage. |
| Patterns, Dies, Molds | This coverage pays to replace patterns, dies and molds which are lost or stolen while in your care. |
| Payment for a Loss to Finished Goods on Premises | This option reimburses you at the manufacturer's selling price to replace lost or damaged finished goods which were on your premises. It takes into account anticipated profits, minus discounts and expenses that would have been incurred. |
Marine Coverage for Manufacturers
| What We Offer | How You Will Benefit |
| Installation | Installation coverage is designed to provide coverage for property and materials that you install for others. For example, this coverage can protect air conditioning equipment, plumbing and electrical equipment, elevators in high-rise buildings and printing equipment during installation. |
| International Air and Ocean Cargo | This coverage is designed to protect shipments of goods in foreign trade, particularly exported or imported by an ocean vessel or as air cargo. It specifically covers damages caused by stranding, sinking, fire, collision, theft and severe weather. And it automatically covers goods shipped by air or sea, from the warehouse at the point of shipment to the warehouse at the point of destination and transit by rail or truck in between. |
| Motor Truck Cargo | Covers liability for loss or damage to shipments while being transported by carriers for hire. |
| Shipper's Interest | This coverage protects property, which you own or are legally liable for, while in transit by motor vehicle, aircraft, railroad, and while temporarily located at terminals during the course of transportation. It protects incoming shipments, outgoing shipments, and shipments between premises. |
The suggestions and information contained herein are provided for informational purposes only and are not intended to be all inclusive. Please refer to the issued policy for specific details regarding coverages, conditions and exclusions. In the event of a conflict between the terms contained herein and the policy, the policy terms and conditions will prevail.
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