Industry Solutions
Specialized Truck Equipment Firms
At The Hartford, we put our years of experience with companies such as yours to work for you. We understand your business and tailor coverage to meet the specific needs of Truck Equipment Firms who may manufacture, distribute, install or repair various truck bodies and trailers. So, you not only get our core coverage, you also get the benefit of enhanced protections specifically for your industry. Review a sampling of our industry-specific coverages for Truck Equipment Firms below.
Property Coverage for Truck Equipment Firms
| What We Offer | How You Will Benefit |
| Autos in your care, custody or control | An absolute essential for truck equipment companies! The Hartford’s STEP SPICE protects all the vehicles on your lot—whether they’re being worked on or held for sale. |
| Employee Dishonesty | This optional protection covers the loss of money or property if your employees commit dishonest or fraudulent acts. |
| Equipment Breakdown | This coverage pays for the cost to repair or replace certain damaged equipment that's vital to your business, including your computer systems, phone systems, air conditioners and boilers. |
| Loss of Income Due to Equipment Breakdown | We can go beyond covering your equipment to protecting your income as well. With our optional business income coverages, if a covered equipment breakdown loss forces you to partially or completely shut down your business, our policy can also reimburse you for the resulting loss of income. |
| Utility Services | This coverage provides built-in protection for direct physical loss or damage to your property which is caused by the interruption of off-premises utility services. |
Commercial Auto Coverage for Truck Equipment Firms
| What We Offer | How You Will Benefit |
| Broadened coverage for the operation of a customer's auto | If you carry Non-Owned Auto Liability, coverage is automatically extended to the operation of a customer’s auto, whether on or off your premises. |
| Dealer Plates | The Hartford offers optional coverage to provide you with auto liability protection if you used DMV dealer plates and you’re in an accident during delivery or pick up. |
The suggestions and information contained herein are provided for informational purposes only and are not intended to be all inclusive. Please refer to the issued policy for specific details regarding coverages, conditions and exclusions. In the event of a conflict between the terms contained herein and the policy, the policy terms and conditions will prevail.
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