thehartford.com

We've been around since 1810, steadily growing into one of the nation's largest insurers. Today, we offer a full range of insurance and investment products to individuals and a full range of property, casualty and workers' compensation products and services to businesses.

When it comes to insurance, the essential question is, "Will you be there when I need you?" And for nearly two centuries, the answer is unfailingly, "Yes."

We've helped large commercial accounts weather the bad times, through fires and natural disasters, and have lent our expertise to significantly reduce loss costs and improve outcomes.

Here are just a few our our key strengths:

Long-term financial stability	One of the nation's oldest and largest insurers.
Commitment to large accounts	Our cost management expertise continues to send more large business insurance buyers our way.
Independent kudos	Not only have the top agencies awarded their top ratings to The Hartford, but so have well-known and respected business publications. Rated one of the country's 100 best corporate citizens by Business Ethics magazine.
Ability to lower loss costs	The Hartford's loss costs are low. In fact, our average cost per closed workers compensation claim in the last three years was lower than the industry overall. Year HIG Industry 2004 $6,519 $6,860 2005 $5,177 $5,405 2006 $3,260 $3,464
Innovative loss information system	@venture®, The Hartford's risk management information system, lets you and members of your account team have access to the same up-to-date details about your claims. It's fast, convenient, and lets you spot patterns in your claims so you can address possible exposures and lower costs.
One-stop resource	Not only does The Hartford offer a wide array of rating plans for larger organizations, it also offers: A full range of business insurance coverages, from commercial auto and workers' compensation to property and general liability; unbundled services, such as loss control, industrial hygiene, safety consulting, and emergency preparedness planning; and customized solutions, thanks to a team approach between you, your broker, your account manager as well as our loss control and claim professionals.
Flexible solutions to meet unique loss-responsive needs	Offers a number of rating plans to suit most any needs, including: Guaranteed Cost Programs Deductible plans Self-insured plans Captives Retros
Commitment to helping you prevent losses	The Hartford has one of the industry's most highly respected teams of accredited safety professionals who can help mitigate losses through: workplace surveys; information analysis; accident investigations; and safety training.
Dedication to helping you contain costs after a loss	The Hartford is focused on helping large businesses save money with services such as managed care, network referrals, medical bill review, nurse case management and Team • WorkTM, to limit workers' compensation losses after an incident occurs

 

The suggestions and information contained herein are provided for informational purposes only and are not intended to be all-inclusive. Please refer to the issued policy for specific details regarding coverages, conditions and exclusions. In the event of a conflict between the terms contained herein and the policy, the policy terms and conditions will prevail.