From the buildings you occupy to the equipment you use every day, your organization has a major investment in its property. So when you need business insurance coverage to protect it, look for the most comprehensive coverage for your dollar.
At The Hartford, we offer a variety of business insurance coverages to meet the distinctive property needs of today's large organizations. Highlighted below are just a few of the advantages you have when you insure your business property with us.
Review Our Enhanced Coverages
| Coverages |
The Hartford Advantage |
| Your business property |
The Hartford's policy goes beyond industry standards to provide comprehensive coverage for your property. |
| Combined Additional Protection |
The Hartford offers up to an additional $250,000 limit that can be used when a loss exceeds the policy limits for any of the listed CAP options. |
| The property of others in your care |
Our coverage extends to property of others that you may have in your care such as custom artwork, building plans, and photographs. |
| Business travel |
Wherever in the world you or your employees travel on business, we will cover your business property, including your laptop computers. Few insurers offer this kind of worldwide protection for your valuable property. |
| Your computer system |
In addition to your computer hardware, our coverage protects your electronic storage media and other computer equipment. |
| Loss of business income |
We offer a variety of optional coverages designed to help you avoid substantial losses from business interruptions. We even offer additional expense coverage to help get you back in business. |
| Fine arts |
We will offer coverage for fine art your business owns or that is in your care. |
| Employee theft |
Our optional coverage lets you cover financial losses that result from employee theft. |
| Your money and securities |
Our optional coverage lets you cover your money and securities while it is on your premises or while in transit to the bank. |
| Valuable papers |
We will pay to restore or recreate your valuable documents that are stolen or damaged. |
| Contract penalties |
If a covered loss to your stock prevents you from fulfilling the terms of a client contract, our policy will cover the contract penalties. |
| Web site service disruptions |
If you've elected to purchase our business income coverage, your coverage will include up to $25,000 for income lost because of a service disruption to your outside web hosting service or communications provider. |
| Loss of income resulting from an equipment breakdown |
If an equipment breakdown forces you to partially or completely suspend operations and you have elected our business income optional coverage, we will reimburse you for the resulting loss of income. |
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